The Single Best Piece of Financial Advice I Can Give

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Truly enlightened economic gurus will probably make a case against what I’m going to say.

Here’s the single best piece of financial advice I can give – seek first his kingdom and his righteousness.


Some young people are being encouraged to choose careers that pay the best and offer the best opportunity for growth in industries that are emerging.


Instead, I suggest taking God at his Word and seeking first his kingdom and his righteousness.

Lots of people give an unhealthy priority to the dollar.

They seek first job security and bonuses.  They seek a dignified retirement with a few side luxuries.  They seek notoriety and fame.

But, by doing these things, we give far too much allegiance to the dollar.

Indeed, seeking first the kingdom of God can result in security, bonuses, dignified retirement, side luxuries, notoriety, and even fame.  That was indeed the case for people like Daniel or Abraham.

But those things were not the focus; they were the byproduct of their commitment to God.

Six years ago, my family moved to PNG.  We did that because we felt a sense of call to that work and had a burden on our hearts.  Other than securing the needed finances to provide for our family, we didn’t make a lot of financial considerations about the move.  We didn’t think about how it would affect retirement.  We didn’t think about the housing market.  We just moved because other things were the primary driving force.

Now here’s the interesting thing.

When we went to PNG, the exchange rate was .33.  That means .33 US cents would buy one PNG Kina.  Now it’s around .45.  When it comes to buying a home and selling a home, that makes a big difference.  Between the value of real estate  and positive currency shift, we’ll be able to trade our home in PNG for one in the States.

Buying the home in PNG when we did was probably one of the best financial decisions we’ve ever made.

Actually, we didn’t make a financial decision. We made a life decision where we gave God priority, and he blessed the situation.  Had I tried to make a smart financial decision, we’d probably have lost a lot of money in the process.

It’s strange that we didn’t set out to make a wise financial decision, but God worked something out for us.

Still, I should mention that I know for a lot of missionaries there is little financial benefit and blessing.  There are lots and lots of missionaries who are struggling because of the weakening dollar and the impact on their finances.

Guess what?

I believe they are still doing the right thing.


Because they gave preference to the kingdom of God and his righteousness.  That’s not part of what matters.  It’s the only thing that matters.  

How would your life be different if you ran every decision (financial and otherwise) through the question filter – is this seeking first the kingdom of God?  Am I giving God or myself priority in this decision?

My prediction is that you might not end up with more money if you apply this piece of financial advice, but that’s not what matters.  What you will end up with is a life that honors God and a life that makes a truly valuable contribution towards the kingdom of God.


  1. says

    Craig, this is a very good post. I have never thought about such thing before. I know that verse in the Matthew 6:33 but never applied in my financial decisions. I hope I will use that verse in choosing which one will glorify God the most.

  2. Roger says

    I agree 100% with your article today. I see( I guess I mean “judge”) very little of this attitude to be present in the church. I realize I may be looking at the externals, however, I think it’s accepted that “christians” give very little, at least few give 10% or more. The other thing is that I believe that many christians who do give 10% think that the rest is theirs to do as they wish which usually is to spend on the big “Ps” – places, pleasures, and possessions. The most common topic of discussion among many christians I listen to seems to be the last place they travelled to or are going to; the last restaurant, concert, or other entertainment they enjoyed or will; the latest purchases or renovations for their house. Certainly some of this is fine with God, I’m sure. I read someone saying that God will not only judge us for how much we give but also what we do with what is left over. I do not subscribe to thinking that all these things I have spent my money on are God’s “blessings”. With all the scriptures referencing the poor, I would think that God is asking us to keep them in mind as we use our financial resources. When is “enough” enough??
    I read Randy Alcorn’s book, Money, Possessions, and Eternity” and think he’s done an excellent job of presenting the biblical view. I highly recommend it.
    Finally, I recognize the danger of being too concerned or judgemental of others at the expense of dealing with my own “log(s)”

  3. says

    There are not many Matthew 6:24-33 financial plans available, but they are a blessing to those who are placing their hope in God instead of wealth! I love the frankness of this article coupled with the personal experience described in PNG.

    I appreciate that you recognize God’s sovereign provision through those circumstances without obligating Him to work in that way for everyone. Other missionaries are suffering financially, but they are making wise decisions based on the highest value possible of pursuing God’s will. God gives and takes away, but we are to recognize both as a blessing in different ways.

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