Is it Smart to Buy a Smart Phone?

We’re living in a wireless world today.  Almost everything you do utilizes the net and most of your online activity can even be done through your cell phone.  These smart phones have incredible features and allow you to connect with others on the internet in a split second. Smart phones are very popular today because they connect you instantly with the latest breaking news and many other … [Read more...]

First Home Buyer Info | How To Know If You’re Ready to Buy

This is the second of a four part series - tips for first home buyers.  I’ll be doing on some topics related to home ownership.  Here’s what is upcoming over the next few weeks: Posted: Pay Off the Mortgage Sooner or Invest:  A Look At The Math The House: Is It An Investment or Just A Home? How To Pay Off the Mortgage Early One of the signs of a person who is financially fit is that … [Read more...]

The Real Truth About Borrowing Money To Buy Cars

In many ways convenience and lack of patience is the enemy of financial prosperity. Loans could be a statement about your selfishness.  A loan says I don’t have the money, but I want this and I want it now. Here are some important facts about car loans: The average American car loan payment is $400 per month. A 48 month used car average interest rate is currently 7.91%. Let’s say you … [Read more...]