7 Ways to Kick-Start Your Faltering Budget

Several months ago, I kissed budgeting goodbye. It was a strange move for a guy who wrote a book called The Secret to a Successful Budget. When I talked about why I kissed budgeting goodbye, I mentioned that once we left Papua New Guinea we planned to get back into the habit of budgeting.  Interestingly, that hasn't been as simple as we had imagined.  We've tasted of the forbidden fruit of … [Read more...]

Frugal Christmas Planning Starts Today

If you think it’s too soon to be talking about Christmas, please read the following two preamble statements. Preamble #1 – I’ve got kids.  3 months before Christmas is a perfectly appropriate lead time to start talking about Christmas. Preamble #2 – I live overseas.  As my wife has been reminding me, it can take six weeks (or more) to send a package here, so if we want to get something for … [Read more...]

Start Online Tax Filing Free with TurboTax

If memory serves me correctly, I’ve used TurboTax to file my taxes for nine of the last ten years. First, let me tell you about the one year I DIDN’T use TurboTax. A guy walks into a CPA office and drops off his tax paperwork.  He picks it up several weeks later and drops that envelope in the mail.  A few weeks later, the same guy gets a letter from the IRS saying that a miscalculation … [Read more...]

Start a Budget and Open the Door to a Debt Free Life

While I’ve made my fair share of financial mistakes and missteps, by the grace of God, our family has also made a few wise decisions. Right now my wife and I are positioning ourselves to pay off our house in less than 6 months.  We’ve done this while my wife has stayed home (for the last five years), and we’ve lived on less than $50,000 annual household income.  Oh, and we didn’t miss out on of … [Read more...]

20 Reasons to Start a Budget

A budget is a forecasting tool, so it lets you plan your future. Budgeting is a tool that helps you reach your life goals. Every dollar you save by budgeting is better than a dollar you make working. It provides a platform for communication between a husband and wife. Motivation.  When you get a clear vision of your progress each month, you are motivated to continue forward. Self … [Read more...]

50 Best Part-Time Jobs

People take on part-time jobs for many different reasons. For some it is because of a disability.  For others it is an issue of scheduling.  Some people only need a minimal income to subsidize their living.  Others are looking for extra money to pay down debt because they are upside down in debt and trying to  get out of credit card debt. Here are some great resources for people searching … [Read more...]

Starting Your First Business: 5 Things You Should Know

Today’s article is a guest post by Joel who is a CFP® that has started 5 small businesses: a health insurance agency and 4 other Internet companies that hold a portfolio of different money making websites. Some of his most recent projects include a website for comparing credit cards, a website  for comparing car insurance, and a website for comparing homeowners insurance quotes. (Craig’s Note: … [Read more...]