3 Solid Investing Options for Younger and Less Confident Investors

When I graduated from college, I was blessed to be 'forced' to do some investing research.  That actually is a great blessing for a young investor. I took a job with a church who allocated $2,000 per year to retirement.  I wouldn't directly receive that money, but they would send a monthly check to an investment of my choice. It was a blessing because it forced me to learn how investing … [Read more...]

How to Get Started Investing at Lending Club

A few weeks ago, we explored the question - what to do with a lump sum of cash. After going through the research process, I decided that I wanted to diversify how I invested the money and where I invested the money. I actually ended up putting some money in four of the five possible places I explored in that post. Local credit union - 12% of the total.  Return of 3.01%. Accounts with a … [Read more...]

9 Investing Tips You Must Know Before You Invest a Single Dollar

It hurts when I hear about people losing massive amounts of money in the stock market.  This is especially true when people lose that money by violating some of the basic principles of investing.  If you've been investing for years, you probably won't get much out of this post. But if you're new to investing, please be sure that you take heed. 8 Investing Tips You Should Know Before Investing … [Read more...]

Should You Follow Dave Ramsey’s Investing Advice?

You probably wouldn’t know it from reading this blog. I’m a huge fan of Dave Ramsey.  However, every time I write about him, it is to critique something he says (like his stance on credit scores).  I have, however, shared three things I really like about Dave Ramsey, and I’m sure there are more. Still, I tend to critique him more than I praise him.  The reason is this: because he … [Read more...]

How to Invest at Lending Club | A Guide for New Investors

I recently had a reader email with a follow-up question regarding p2p lending at Lending Club.  He essentially wanted to know how to invest at Lending Club. Here’s the question: Could you explain to me how lending club works as an investor? What type of initial investment is needed? Do you fund individuals or across the board? I thought the question would be good to address in this … [Read more...]

How To Start Investing | A Step By Step Investing Guide For New Investors

On Friday’s I answer a readers question.  If you want to ask a question you can contact me.  Recently a reader asked a very important and broad question – how do I start investing? For many, the investing world is a maze of complexity.  But it does not need to be so intimidating. In this post, I’m going to try and track back about 15 years ago to when I first invested in a mutual fund.  … [Read more...]