Rethinking Retirement | Reasons I Spend Less Time (and Money) Saving for Retirement

I used to do a lot to plan for retirement.  But then I wised up. I find that as time passes I’m developing an increasing skepticism about the concept of retirement.  I definitely would say retirement is not the goal of life.  If we live within God’s calling, we should be able to work, play, and learn at all stages. I think Christians should be appropriately educated about the value of … [Read more...]

7 Ways to Avoid Debt

The following is a guest post from Jack Reed.  He is a financial writer with Oak View Law Group. He offers advice on debt related issues. Subscribe to his RSS feeds and keep yourself out of debt.  If you want to submit a guest post you can read the guidelines here. The most direful situation one can face today is being crushed under overwhelming debts. Modern life is expensive and being a … [Read more...]

Credit Cards Vs. Cash: Do I Really Spend More With Credit?

I previously attempted to answer this question – do you spend more with credit cards?  Unfortunately, I realized my attempt to answer that question was flawed for a couple of reasons.  First, I have no idea how YOU use your card.  All I can address is the question – do I spend more with credit cards?  Second, I didn’t factor any of the following:  Overseas currency exchange savings by using … [Read more...]

How To Help Teens Deal With Spending and Consumerism

Millions, if not billions, of dollars are spent each year creating a materialistic appetite in teenagers.  Parents have a huge responsibility teaching their kids about issues related to teens and spending.  How Advertising To Teens Has Impacted Teens Spending Habits Back in the day,an advertiser was given the job of marketing a great product.  The product filled a need and the advertiser was … [Read more...]

Free Wedding Budget Spreadsheet

While the warm summer is often a favorite choice for weddings, some love birds choose to get married in the cold months of winter.  While we’ve already discussed How Much Should You Pay For a Wedding? I’ve yet to give you a resource to help make it happen. For those readers, I have prepared a free downloadable wedding budget document in Excel - [download id="11"]. Free Wedding Budget … [Read more...]

How To Make Your First Budget

Special Limited Time Offer: Get The Secret to a Successful Budget for 50% off.  Valid through January 31st, 2012. Learning how to make a budget it an important skill.  That is why this blog talks a lot about budgeting: You Might Need a Budget if 20 Reasons to Start a Budget A popular myth is that you can get financially fit even if you don't make a budget.  They say don’t work hard.  … [Read more...]