How to Get Your FICO Credit Score Online (Any Free FICO Score Options?)

Confession time.  At this time last year I’d never checked my FICO credit score. About 5-6 months ago I decided that your FICO score matters, and so I signed up for a free account at Credit Karma (at the time I didn’t know that Credit Karma doesn’t even give you your FICO credit score, but other credit scores) to help me monitor what’s happening with my credit.  Before that point, I’d never … [Read more...]

A Good Credit Score | Do You Buck the System or Play the Game?

Recently my interest in credit scores has been peaked.  I’ve done a little writing around the web on the topic, but not much here. How does applying for multiple credit cards impact your credit score? To be perfectly honest, up until two years ago everything I learned about credit scores came from one source, Dave Ramsey, and he doesn’t exactly have the heart of a teacher when it come to … [Read more...]

FICO Score Matters: Sorry, Dave Ramsey

I’ve never spent much time trying to understand my FICO score.  I guess I’ve always just accepted Dave Ramsey's sentiment that FICO is evil.  However, the truth is that your credit score does matter, and I believe it will become more important in the future. Bad Advice: Borrow Money To Improve Your FICO Score This is the type of advice that people like Dave Ramsey hate.  And, rightfully so.  … [Read more...]