4 Reasons Why Short Term Missions is Worth the Cost

In the next few months, we'll likely see another summer surge of short term mission trips. I think that's a good thing. I've even got some money where my mouth is. So, why would I, or should you give your hard earned money to a short term mission trip? 4 Reasons Why I Support Short Term Missions 1. It positively impacts the short term missionary. I can't say for certain, but one of the … [Read more...]

3 Reasons Why We Kissed Budgeting Goodbye

Yes, I am the author of The Secret to a Successful Budget. Yes, in that book I said, "[the budget is] an essential component of any healthy financial plan." Yes, I also said, "If I had to identify one financial habit that helped us become debt-free, it would be the budget." Yes, I did mention, "For almost seven years now we've kept a budget - even now that we are debt-free. And we still … [Read more...]

6 Reasons to Use Skype When Making Business Related Calls from Home

Inevitably, it is going to happen.  Someone is going to mess up your order, billing, delivery, or even the product itself.  Life is always filled with mistakes.  As such, you will have the responsibility to follow up with a call with the company to try and sort out the mess. When that happens, Skype is a great tool for making all business related calls. Why Making Business Calls With Skype … [Read more...]

20 Reasons to Start a Budget

A budget is a forecasting tool, so it lets you plan your future. Budgeting is a tool that helps you reach your life goals. Every dollar you save by budgeting is better than a dollar you make working. It provides a platform for communication between a husband and wife. Motivation.  When you get a clear vision of your progress each month, you are motivated to continue forward. Self … [Read more...]

The Real Truth About Borrowing Money To Buy Cars

In many ways convenience and lack of patience is the enemy of financial prosperity. Loans could be a statement about your selfishness.  A loan says I don’t have the money, but I want this and I want it now. Here are some important facts about car loans: The average American car loan payment is $400 per month. A 48 month used car average interest rate is currently 7.91%. Let’s say you … [Read more...]

What Every Teen Ought to Know About Part Time Work

Decide to work at least during the summer if not during the school year You will be in great shape if you get through college with a zero net worth. This would mean you don’t owe anything, but you don’t own anything either.  Even better would be if you made it out of school with no debt and owned (completely paid for) something like a car. Think of your financial life as if you were … [Read more...]