Holiday Gift Card Guide | An Indispensible Guide on How to Get the Best Price on Christmas Gift Cards

Convenience and preference. Those are the two descriptors in favor of the holiday gift card. In my own family, there are some members who consistently request gift cards and others who would prefer you take time to pick out something ‘more meaningful'.  In my own immediate family, we exchange a lot of homemade Christmas gifts. But, if you are going to buy some holiday gift cards, you … [Read more...]

How To Get A Good Deal When Shopping

Some folks are so enamored with the price.  They think a good deal is all about price.  I am a recovering price addict.  I used to think the lower the price the better.  However, I’m coming to realize a good deal can only be found when one factors in both the price and the value of an item. Consider the following fictional conversation: Low Price Lover: “I got a great deal on my new … [Read more...]

Avoid Bank Fees: Money Saving Monday

Being in PNG has given me some wonderful exposure to ‘creative bank fees’. Last week Friday, I had a Term Deposit (TD) that matured (a TD is just like a CD).  The TD was actually matured 6 months ago, but against my written instructions it was reinvested for another six months.  I did my best to fix the problem, but let’s just say things work differently here in the South Pacific.  I … [Read more...]

How To Turn a Hobby Into a Business

5 Steps for Turing A Hobby Into Business Step #1: Identify something you enjoy doing that you do well. Many of the things you do well, you could also tweak or adjust into an alternative form of income.  It might take some creativity.  It might take some marketing or it might just happen.  Here are some examples of things people enjoy that can be turned into a source of income:  babysitting, … [Read more...]