Is Credit Card Usage a Sin? Are Credit Cards Unbiblical?

A few months ago, I had a very loving, yet honest, email from a reader who was upset that I promoted credit cards at Help Me Travel Cheap. The main concern was that using a credit card is accumulating debt. The reader assumes that debt equals sin so credit cards must be a sin. I decided not to publicly respond to the concern and had a healthy email dialogue with the kind woman. Over the last … [Read more...]

Money Saving International Travel Tips | Lessons Learned from Three+ Months of Travel

I was writing a random post about our furlough, and at the very end of the post, I realized that there was a great opportunity for me to share some of the things we did on furlough to save money traveling. However, the suggestions were too many to tack onto the bottom of that post, so I decided to break up my thoughts into an independent post. Money Saving Travel Tips 1. Fly Southwest … [Read more...]

Best Ways to Maximize Cash, Credit Card, and Debit Card Rewards

Yesterday, Jason was kind enough to write a guest post on how he maximized rewards.  Today, I’ll give my thoughts on the subject and share what I believe are the best methods for maximizing your credit card and debit card rewards. #1 Cash: Reward Potential – Unlimited if it Helps You Stay within Budget You might be thinking that you don’t get any cash back with cash.  Yes, that is true. But for … [Read more...]

DIY Rewards Cards: Pay Yourself Back Without Going Into Debt | Guest Post

Today I’m publishing a guest post by Jason Jacobs. Jason Jacobs is a missionary in a web programmer's body. In addition to working on financial fitness, he also spends a lot of time writing about his journey towards physical fitness. You can follow his progress at Finding My Fitness. Many of us are probably trying to get out of credit card debt quickly. We’ve also seen the ads telling us the … [Read more...]

How To Protect Yourself from ATM Theft

ATM theft and ATM fraud is on the rise as thieves become bolder and smarter! ATMs have always been dangerous places - pictures of people being held up or attacked from behind always flood my mind when I think of this sort of theft. However, with the ever-increasing ability to pack powerful technology into a tiny device, skimming has now become a major problem. According to an article on … [Read more...]

Why You Shouldn’t Let the ‘Business’ in Business Credit Card Fool You

This guest article was written by Odysseas Papadimitriou, CEO and Founder of CardHub.com, an online marketplace for credit card offers and gift card exchange. Take a guess which is the best credit card for a small business owner to use: a business credit card or a personal credit card? How many people guessed both? That's right, it's a trick question. At least it has been since the passage of … [Read more...]

Cash Back Debit Card | How to Get More Cash Back with PerkStreet Financial (Limited Time Offer)

Editor's Note: This post was updated Oct5th, 2010 at 7:00 p.m. EST to clarify some details I misunderstood about the PerkStreet Financial holiday promotion. For the last several months I’ve been hearing about PerkStreet Financial and their cash back debit card. My first reaction – what?! A bank that encourages you to spend, not save! Then I realized that we spend money all the time, and so … [Read more...]

10 Ways to Save Money at Restaurants

The following post was written by Michael from CreditCardForum, which is a review portal for credit card deals. His specialty is writing about cash back credit cards but in addition, he also regularly blogs about general personal finance advice. 10 Best Ways To Save Money at Restaurants I remember eating out at restaurants was such a rarity when I grew up. Other than family events (and when my … [Read more...]

Holiday Gift Card Guide | An Indispensible Guide on How to Get the Best Price on Christmas Gift Cards

Convenience and preference. Those are the two descriptors in favor of the holiday gift card. In my own family, there are some members who consistently request gift cards and others who would prefer you take time to pick out something ‘more meaningful'.  In my own immediate family, we exchange a lot of homemade Christmas gifts. But, if you are going to buy some holiday gift cards, you … [Read more...]