4 Reasons to Give While Paying Off Debt

As I was responding to a reader question on a previous blog post, I realized that the response would probably be beneficial to highlight for all of us, not just to bury it in a comment on an older post. I'll catch you up on the dialogue. A reader was asking about my thoughts on having a mortgage.  She lived very frugally and sacrificed in order to pay off her mortgage early.  Now she said … [Read more...]

Pay Off Debt Without Earning More, Changing Your Habits, or Spending Less

I hope you opened this article simply because you decided that I've had some type of mental breakdown.  The truth is you can't pay off debt using the method in the title. I was driving around in my car the other day and there was an advertisement for a weight loss pill or drink mix.  The ad promised that you could lose weight without exercising and without eating less. WHAT?! There should … [Read more...]