The Simplicity and Complexity of Debt

Debt. It's a huge issue facing North American Christians and churches.  It is debt that is choking.  Straining.  And burdening so many people. Debt is consuming resources like money, time, mental energy, and focus.  Those resources ought to be devoted to other more important things.  But they can't because future funds have already been committed to pay for things people couldn't afford … [Read more...]

Considerations for Churches Before and During a Building Project

Here is a trustworthy statement – how people spend personal funds is typically how they spend church funds. I’m a frugal guy.  When I had a church budget as a youth minister, I always came in under budget.  Now as a missionary, I rarely spend all of my working funds.  There are other people I know who would burn through money in their homes and when entrusted with church funds, they do the … [Read more...]

Is the Borrower Really Slave to the Lender?

It’s been a while since I had a good ol’ fashioned accusation of being a heretic, so I thought I’d stir up a little trouble today. “The Bible says it, that settles it”. This is a great statement to live by as long as you’ve done at least a little bit of work to confirm that the Bible says it. I’ve been growing more and more uncomfortable with the common usage of Prov. 22:7.  The passage was … [Read more...]

Getting Out of Debt: One Simple First Step

I have previously mentioned that debt is something many of us find ourselves ‘in’.  We often never really intended to get here, but lo and behold, so many are bogged down in differing depths of debt.  If you are currently under a heavy burden of debt I encourage you to continue reading. How do you start getting out of debt? The first exercise doesn’t really involve doing anything (initially), … [Read more...]