The 6 Best Time Tested Ways to Raise a Spoiled Rotten Kid

After living in Papua New Guinea, one of my fears is that my kids are going to grow up to be spoiled rotten.  I have three kids ages 3, 5, and 7. I love my kids deeply, but I don't want them to have everything they want.  I want them to know what it's like to earn something.  I want them to know what it's like to go without something they want.  I want them to be bored.  I want them to realize … [Read more...]

Should Women Work Outside the Home (Even Without Kids!)?

I once heard the opinion that a wife should not work outside the home - even if the couple has no kids.   Once upon a time, I thought that advice was silly at best, and perhaps even verging on ludicrous. That was eleven years ago. Today, I'm much more inclined to see the wisdom of that advice. I still don't agree, but I see the wisdom in it. At least it is important for young couples … [Read more...]

Are Kids the Victims or Victors in Frugal Homes?

Last week I did a guest post at Heavenly Homemakers.  The article was 3 Reasons to Kiss the Joneses Goodbye.  In the comments section, a mother shared how she and her husband are in ministry together and they were wondering if their kids would grow up to resent the fact that they couldn’t pay for college, buy them cars, or get them the latest and greatest. I think she was wondering if kids … [Read more...]

Kid’s Roth IRA | Can Teens and Kids Open A Roth?

In my post on using a Roth IRA to fund kids college, I noticed that a lot of my search traffic was actually wanting to know if the kids could open a Roth IRA - not the parents opening a Roth IRA for kids’ college.  To set things straight, I want to have a post that actually answers the question many folks seem to be asking. On Thursdays I usually answer a reader’s questions (if you have a … [Read more...]

Wills and Children: Who Will Get Your Money?

Every Friday I answer a reader’s question.  If you have a question, you can contact me. First, I’ll take a moment to brag.  My parents love me more than my two brothers!  They recently revealed that I will be receiving a larger portion of the family inheritance than either of my brothers.  Here is the split: Biggest Brother 33%.  Bigger Brother 33%.  Me- Little Brother 34%.  Ahh.  Joseph, … [Read more...]