How to Invest at Lending Club | A Guide for New Investors

I recently had a reader email with a follow-up question regarding p2p lending at Lending Club.  He essentially wanted to know how to invest at Lending Club. Here’s the question: Could you explain to me how lending club works as an investor? What type of initial investment is needed? Do you fund individuals or across the board? I thought the question would be good to address in this … [Read more...]

A Low-Cost, Diversified Investment Portfolio with Only Three Funds

You've heard it over and over, "Diversify your investments!" But how exactly do you do that? And how can you do it without getting complicated? This simple guide will show you how to diversify your investments with only three funds. Keeping It Simple & Low-Cost I'll be the first to tell you that this is not an "optimal" portfolio. It's not the best, but it's a lot better than a … [Read more...]

5 Ways to Retire with Less Investment Risk

In my last post, I talked about what really matters about investment risk. The basic idea was that meeting your retirement planning goals should have a higher priority than staying within your risk tolerance. If you invest in a "safe" portfolio but don't reach your goals, was it really a safe investment? I don't think so. But I also mentioned that there are some options if you don't want to … [Read more...]

Buying A House? Is it an Investment or a Home?

Have you ever asked yourself what are you paying for when you buy a house?  Often times when people bicker about renting or buying a home the key issues is that home values increase over time.  Obviously, that assumes that your home is an investment. This article is the third part of a four part series for home buyers.  I’ll be doing on some topics related to home ownership.  Here’s what is … [Read more...]

How to Become an Accidental Millionaire

In this blog I have never really provided much information on how to build wealth like crazy.  I guess I’ve never really jumped on the build-wealth-like-crazy bandwagon.  But, today I'm going to show you how easy it is to become a millionaire.  In fact, I'll show you how to become a millionaire by accident. Earlier this year on his radio show Dave Ramsey asked something like - Why are we so … [Read more...]

Sound Mind Investing Newsletter Review

Sound Mind Investing (SMI) Newsletter is America’s best selling financial newsletter written from a biblical perspective. I have been an SMI subscriber for a year and a half and I have been very impressed with the quality of the material.  The articles are well written and very timely to current market conditions.  Since those who work with the newsletter are Christians I feel like the articles … [Read more...]