5 Ways to Retire with Less Investment Risk

In my last post, I talked about what really matters about investment risk. The basic idea was that meeting your retirement planning goals should have a higher priority than staying within your risk tolerance. If you invest in a "safe" portfolio but don't reach your goals, was it really a safe investment? I don't think so. But I also mentioned that there are some options if you don't want to … [Read more...]

What Really Matters About Investment Risk?

Investment risk is often defined as "the chance that the actual return from an investment may differ from what is expected". At least that's how most investing textbooks define it. Check the dictionary for risk and you'll see "the possibility of suffering harm or loss". That's probably closer to how most of us think about risk. But the problem is that both definitions really miss the mark on … [Read more...]