50 Personal Finance Questions |Get Help Setting the Right Financial Goals

I think everyone would be well served by breaking their lives into major categories and assigning goals for each category.  Fortunately, finances are one thing that already often get included in New Years Resolutions. To kick start the process, I’m going to ask you a lot of questions.  If you hesitate, put an * by that question and go back to it.  Spend some time thinking about and researching … [Read more...]

13 Ways to Save Money on Car Insurance

Welcome to Money Saving Monday where we remind ourselves that community is the greatest money saving resource we have. Each month, you’ll have a chance to win one of two $15 Amazon gift cards.  Simply leave your tips and suggestions, and if it is a top pick of the month, you’ll get a $15.00 gift card. By the way, with just a handful of comments each day, you’ve got a great opportunity to win … [Read more...]

Fixed Obligations are the Biggest Obstacle to Savings

Today, Mr Credit Card from www.askmrcreditcard.com is going to talk about how long term fixed expenses and obligations can affect our ability to save. Hope you enjoy his thoughts on this. For those searching for new credit cards he has a best credit cards section.  If you are interested in submitting a guest post you can learn more now. In my opinion, the biggest obstacle to "saving" is long … [Read more...]

10 Ways to Cut Your Commuting Costs

10 Ways to Cut Your Commuting Costs Carpool - Partner with one or more coworkers and take turns driving each other to and from work. You can cut your costs (parking, tolls, gas) in half or better - depending on how many people in your carpool. Public Transportation - If public transportation is an option in your area, it may likely be cheaper than driving to work every day. Telecommuting … [Read more...]

Medi-Share.org Medical Sharing | Christian Health Insurance Substitute

Update March 2012: I've written a post that talks about my Medi-Share experiences.  This has updated information on my thoughts regarding Medi-Share so I recommend you also read that post. My mommy always taught me to share. Now, I teach my kids to share. The question is – am I willing to share my medical costs? How you answer that question significantly determines if you should consider … [Read more...]

Using Financial Ratios To Gauge Your Financial Health

How do you know if you're doing well financially? Can you see warning signs that indicate you may in potential trouble? Financial ratios can be used to understand how you're currently doing with your money. This is important, because if you don't know where you are currently, it's difficult to figure out how much more work you need to do to reach your goals. Here are 3 ratios that give you an idea … [Read more...]

Ministers and Pastors Social Security Tax | Should You Opt Out?

Those outside paid ministry think that ministry is just about hearing and answering a call.  But there is much to deal with on the side of the minister's salary and relationship with the government. Ministers have very special tax and income situations.  This includes things like a housing allowance, employment status (self employed or employee), and social security.  Ministers also have … [Read more...]

How to Buy Cars With Cash

For some folks, the idea of trying to buy cars with cash is a fairy tale.  They think it is a dream that others can enjoy, but they will never enjoy.  However, here are some practical steps you can take to get yourself behind the wheel of a car - not in front of a loans desk at the bank. In a previous post, I showed how much money people can save by paying cash for a car instead of car … [Read more...]

How to Calculate Your Life Span

Warning.  What you are about to read is highly irreverent.  If you are offended by people making light of serious issues, then you should probably read something else.  May I suggest my other site – Help Me Travel Cheap. You could learn about How to Get a Refund for Airline Tickets or Airplane Games for Kids: Make Time Fly. My mum (“mom” for the Americans) has been talking about retirement – … [Read more...]

How To Buy Missionary Health Insurance

Moving overseas, living on a minister's salary, and shopping for missionary health insurance is a brave new world.  There are policy limitations, exclusions, and benefits that are not typically part of Stateside insurance options.  This post will focus on introducing you to the elements that are unique to purchasing and shopping for international missionary health insurance.  While this post … [Read more...]