The 6 Best Time Tested Ways to Raise a Spoiled Rotten Kid

After living in Papua New Guinea, one of my fears is that my kids are going to grow up to be spoiled rotten.  I have three kids ages 3, 5, and 7. I love my kids deeply, but I don't want them to have everything they want.  I want them to know what it's like to earn something.  I want them to know what it's like to go without something they want.  I want them to be bored.  I want them to realize … [Read more...]

Amazing! Weight Watchers Also Provides a Fool Proof System for Frugal Living

I've got this quirky belief that your boss shouldn't determine how much money you spend. Too often we decide to spend based on what our boss is willing to pay or our bank is willing to lend.  Instead, I think Christians should intentionally decide how much is enough (in the spending category), and use the rest to bless their local church, mission efforts, and works involving the poor. It's … [Read more...]

What Your Financial Advisor Won’t Tell You About How to Successfully Reduce Your Nest Egg

The longer I maintain www.moneyhelpforchristians.com, the less money it seems like I'm going to have. From the very first days of this blog, I was open about the fact that I wanted to learn  what the Bible had to say about money (as opposed to assuming that I already knew). I used to have a simple and effective retirement strategy ... and then I had to go reading the Bible.  The result?  I … [Read more...]

Stop Conforming: It’s Time to Consider a Financial Transformation

Take a deep breath. You just did something that you've been doing ever since you were born.  You've been welcoming oxygen into your body. You do this every day.  You do it without knowing it. You are who you are because you continue to unintentionally intake oxygen every few seconds of the day. I believe we as human beings learn habits, customs, preferences, and priorities without even … [Read more...]

How to Conduct a Spiritual Financial Audit

Looking back and looking forward. That's what I'm doing this week. Why? I look back because I believe God uses events and experiences to help us grow. You'll learn by one of the following two means: From your mistakes From the mistakes of others This means that, as a new year is quickly approaching, the more mistakes we can identify, the better opportunities we'll have to make … [Read more...]

Should Women Work Outside the Home (Even Without Kids!)?

I once heard the opinion that a wife should not work outside the home - even if the couple has no kids.   Once upon a time, I thought that advice was silly at best, and perhaps even verging on ludicrous. That was eleven years ago. Today, I'm much more inclined to see the wisdom of that advice. I still don't agree, but I see the wisdom in it. At least it is important for young couples … [Read more...]

How to Develop Healthy Financial Communication and Financial Oneness in Marriage

Over the last couple of weeks, my wife and I have been having some serious fundamental discussions about money. Just last week, we decided to say adios to our budget.  Yesterday, we tried to decide if we should pay for the family to go out to eat.  Then we had a conversation about an appropriate travel budget for 2012. It was only this morning that I realized how blessed I am. I'm blessed … [Read more...]

Frugal Christmas Planning Starts Today

If you think it’s too soon to be talking about Christmas, please read the following two preamble statements. Preamble #1 – I’ve got kids.  3 months before Christmas is a perfectly appropriate lead time to start talking about Christmas. Preamble #2 – I live overseas.  As my wife has been reminding me, it can take six weeks (or more) to send a package here, so if we want to get something for … [Read more...]

How To Get Out Of Debt: Channel Your Impulse Buying

One of the most effective methods that we decided upon when figuring out how to get out of debt, was to channel our impulse spending. This has helped us to both get out of debt faster and to develop discipline with our finances. How to Get Out of Debt by Evaluating Expenses In talking with people about their finances, I've found that one of the problems that many people face when trying to … [Read more...]

DIY Rewards Cards: Pay Yourself Back Without Going Into Debt | Guest Post

Today I’m publishing a guest post by Jason Jacobs. Jason Jacobs is a missionary in a web programmer's body. In addition to working on financial fitness, he also spends a lot of time writing about his journey towards physical fitness. You can follow his progress at Finding My Fitness. Many of us are probably trying to get out of credit card debt quickly. We’ve also seen the ads telling us the … [Read more...]