Mortgage Refinance Tips & Free Mortgage Refinance Worksheet

Refinancing your mortgage could be a great way to save some money and even accelerate your house mortgage repayment.  Unfortunately, people commonly do a refinance in order extend their term and thereby lower their payments.  Any time your extend your term you are agreeing to pay more for the mortgage in the long term. Refinancing your mortgage could be a great financial move as long as you … [Read more...]

Should I Pay Off My Mortgage or Invest?

Beware, financial geeks. You’re not going to like my answer to the question, "Should I pay off my mortgage or invest?"  Not to worry, I've since gone back and added the math analysis regarding paying off your mortgage I’m making a few assumptions as I begin this post. Pay Off Mortgage or Invest?  Starting Assumptions If you’re asking this question, you’re in great financial shape. All … [Read more...]