Christian Care Medi-Share Review and Reflections After 2 Years

It's now been two years since our family signed up for Medi-Share. I first reviewed Medi-Share based on its features, values, and benefits.  Just over a year later, I reviewed it based on my experiences.  Unfortunately, for the most part, the first few doctor visits we had were overwhelmingly negative.  I hated to do such a negative review, but I felt like it was part of my obligation to share … [Read more...]

13 Ways to Save Money on Car Insurance

Welcome to Money Saving Monday where we remind ourselves that community is the greatest money saving resource we have. Each month, you’ll have a chance to win one of two $15 Amazon gift cards.  Simply leave your tips and suggestions, and if it is a top pick of the month, you’ll get a $15.00 gift card. By the way, with just a handful of comments each day, you’ve got a great opportunity to win … [Read more...]

Fixed Obligations are the Biggest Obstacle to Savings

Today, Mr Credit Card from www.askmrcreditcard.com is going to talk about how long term fixed expenses and obligations can affect our ability to save. Hope you enjoy his thoughts on this. For those searching for new credit cards he has a best credit cards section.  If you are interested in submitting a guest post you can learn more now. In my opinion, the biggest obstacle to "saving" is long … [Read more...]

Medi-Share.org Medical Sharing | Christian Health Insurance Substitute

Update March 2012: I've written a post that talks about my Medi-Share experiences.  This has updated information on my thoughts regarding Medi-Share so I recommend you also read that post. My mommy always taught me to share. Now, I teach my kids to share. The question is – am I willing to share my medical costs? How you answer that question significantly determines if you should consider … [Read more...]

Credit Cards Vs. Cash: Do I Really Spend More With Credit?

I previously attempted to answer this question – do you spend more with credit cards?  Unfortunately, I realized my attempt to answer that question was flawed for a couple of reasons.  First, I have no idea how YOU use your card.  All I can address is the question – do I spend more with credit cards?  Second, I didn’t factor any of the following:  Overseas currency exchange savings by using … [Read more...]

How To Buy Missionary Health Insurance

Moving overseas, living on a minister's salary, and shopping for missionary health insurance is a brave new world.  There are policy limitations, exclusions, and benefits that are not typically part of Stateside insurance options.  This post will focus on introducing you to the elements that are unique to purchasing and shopping for international missionary health insurance.  While this post … [Read more...]

Pay Off Debt or Buy Insurance for Stay at Home Mom?

Every Friday I take a reader’s question and spend some time answering it.  Our question today was submitted via my reader survey.  If you want to ask a question, contact me. If you had to choose between retiring debt and insuring a stay at home homeschooling mom which would be a higher priority and why? I’m a proponent of debt free living.  I’m glad that you’re trying to focus on … [Read more...]

28 Tips for Organizing Your Finances

One of the six habits of the financially fit is to organize your finances.  Unfortunately, many people are unwilling to organize their finances because there is simply too much to do.  I am reminded of a proverb that says, “How do you eat an elephant? One bite at a time.”  Reduce financial organization to individual tasks.  Instead of saying, “I need to organize my finances”, say, “I need to … [Read more...]

Life Insurance | How Much Do You Need?

Photo by Leonid Mamchenkov When it comes to life insurance and other financial decisions people typically try to find a one-size-fits-all canned answer and go with that number.  For this reason online financial calculators are popular.  I am not a big fan of initially rushing off to calculators as they might mislead your conclusions.  Typically when you use a financial calculator (like this) … [Read more...]