Fixed Obligations are the Biggest Obstacle to Savings

Today, Mr Credit Card from www.askmrcreditcard.com is going to talk about how long term fixed expenses and obligations can affect our ability to save. Hope you enjoy his thoughts on this. For those searching for new credit cards he has a best credit cards section.  If you are interested in submitting a guest post you can learn more now. In my opinion, the biggest obstacle to "saving" is long … [Read more...]

Using Financial Ratios To Gauge Your Financial Health

How do you know if you're doing well financially? Can you see warning signs that indicate you may in potential trouble? Financial ratios can be used to understand how you're currently doing with your money. This is important, because if you don't know where you are currently, it's difficult to figure out how much more work you need to do to reach your goals. Here are 3 ratios that give you an idea … [Read more...]

Steps To Get Out of Debt | Step Two

I posted here about your first step to getting out of debt.  Essentially, it was recommended that you track all your spending for 30 days.  At the end of those thirty days sit with your spouse, if you are married, and decide if you like the financial direction you are heading or if it's time for a change.  This second step will not mean anything until you first make the decision that something … [Read more...]