55 Compelling Reasons to Get Out of Debt

When it comes to money and debt there are essentially only four groups of people Those who are debt free (like me).  Love it. Endorse it. And Preach it.  They can afford a family vacation and do cool stuff like vacation with cash and buy cars with cash. Those who have debt, leverage debt, and feel sorry for people who aren’t smart enough to use debt. Those who have debt, hate it, and are … [Read more...]

Dave Ramsey Debt Snowball: Paying Off Debt Spreadsheet

The intention of this free debt snowball spreadsheet is to allow you to maintain two necessary ingredients of paying off debt. It is a tool to help you get organized.  To help you get organized you'll want to have one of the best personal finance software.  This could be a free money tracking program like Mint or another paid option.  Throughout this process you might want to keep you eye on … [Read more...]