3 Reasons Why We Kissed Budgeting Goodbye

Yes, I am the author of The Secret to a Successful Budget. Yes, in that book I said, "[the budget is] an essential component of any healthy financial plan." Yes, I also said, "If I had to identify one financial habit that helped us become debt-free, it would be the budget." Yes, I did mention, "For almost seven years now we've kept a budget - even now that we are debt-free. And we still … [Read more...]

How to Accomplish a Financial Goal

Many people have a clear sense of where they want to be financially.  Perhaps you would like to be able to pay off debt, live off of one income, retire early, quit your day job, or travel for a year.  But how do you transition from financial goals to actually enjoying that reality? Tips for Accomplishing a Financial Goal Financial Focus You can do so many things and accomplish nothing, right?  … [Read more...]

When Am I Financially Ready to Be Engaged?

Each Friday, I answer a reader’s question.  If you want to submit a question, you can contact me today.  Using the survey, a reader asked, “How should my finances look before getting engaged?” In a previous series, I outlined 5 essential financial choices for young people.  In that series, I was hoping to teach young people how to put themselves in a good financial position so they could … [Read more...]

Fully Funded Emergency Fund: The 8 Benefits

Over the last few weeks my family has reminded me of the importance of a fully funded emergency fund. In the last couple of months we’ve had termites, a broken oven, truck air conditioning that went out, and our microwave is on life support.  While none of those events were pleasant, I’m thankful that we had a fully funded emergency fund to absorb both the cost and the stress. 8 Advantages to … [Read more...]

Free Financial Check Up Questionnaire

This free download will help you find out exactly where you are financially. You cannot get to where you’re going until you first know where you are – that sounds like something profound someone once said.  If they didn’t, then I’ll take credit for the phrase. One of the best parts of this check up is that both the husband and wife complete the information.  It will help you know if … [Read more...]

Free Long Term Financial Goals Check List

I really hope you can take advantage of this free product.  If you get one of the forms and it is helpful, can I ask you to help me?  (Even if you don’t download a product I could sure use your help.)  Could you please complete a 5 minute survey?  The results will help me get some valuable feedback, and as a result I can continue to offer you the best possible material. Complete the survey … [Read more...]

How To Make Your First Budget

Special Limited Time Offer: Get The Secret to a Successful Budget for 50% off.  Valid through January 31st, 2012. Learning how to make a budget it an important skill.  That is why this blog talks a lot about budgeting: You Might Need a Budget if 20 Reasons to Start a Budget A popular myth is that you can get financially fit even if you don't make a budget.  They say don’t work hard.  … [Read more...]

Top 10 Personal Finance Blogs to Read In 2010

I subscribe to about 25-30 personal finance blogs.  Each day I get a ton of email.  And sometimes I find it hard to keep up with all the emails.  Today, I wanted to let you know which 10 I find myself reading most frequently. Here is what I look for in personal finance blogs I read: Good, consistent, quality posts that make me think.  Since I only use email to subscribe it is … [Read more...]

2010 Financial Goals

Just like the rest of you, I have certain goals and adjustments that I make every year. One of the frustrating things about financial management is that we often have so many choices and we rarely know what is right.  Sometimes we just want a point of reference. Blogs are by design an extremely open and intimate form of communication.  Therefore, in order to help you I have decided to tell … [Read more...]

Year End Financial Review: 25 Helpful Articles

“I’m actually going to do it this year”. Ever heard that phrase? But, this could be the year that you actually start to make a financial difference.  Kudos to Brother Ford.  This year (2009) my big brother (who has always been my big brother, if you know what I mean) decided he wanted to get in shape.  Actually, his wife made the decision and he followed along.  Well this year big bro … [Read more...]