Personal Capital Review | Track Your Finances Online for Free

Several months ago, I signed up for a Personal Capital account so that I could try it out and let you know what I think. In my best personal finances software post, I explain that your needs are the biggest factor in determining the best tool for you.  Personally, I like to track my finances, but I do think there is such a thing as spending too much time and energy tracking your … [Read more...]

Should You Follow Dave Ramsey’s Investing Advice?

You probably wouldn’t know it from reading this blog. I’m a huge fan of Dave Ramsey.  However, every time I write about him, it is to critique something he says (like his stance on credit scores).  I have, however, shared three things I really like about Dave Ramsey, and I’m sure there are more. Still, I tend to critique him more than I praise him.  The reason is this: because he … [Read more...]

5 Steps To Retirement Planning For Young Adults

“Will I have enough for retirement?” is a very difficult question to answer.  Last week I left on a low note by introducing you to the 7 retirement factors you cannot control.  I guess it was probably a little discouraging.  However, I am not advocating you simply throw up your hands and ignore retirement planning.  I am suggesting that the process should be simplified and your time commitment to … [Read more...]