How To Get Out Of Debt: Channel Your Impulse Buying

One of the most effective methods that we decided upon when figuring out how to get out of debt, was to channel our impulse spending. This has helped us to both get out of debt faster and to develop discipline with our finances. How to Get Out of Debt by Evaluating Expenses In talking with people about their finances, I've found that one of the problems that many people face when trying to … [Read more...]

How to Buy Cars With Cash

For some folks, the idea of trying to buy cars with cash is a fairy tale.  They think it is a dream that others can enjoy, but they will never enjoy.  However, here are some practical steps you can take to get yourself behind the wheel of a car - not in front of a loans desk at the bank. In a previous post, I showed how much money people can save by paying cash for a car instead of car … [Read more...]

How To Pay Off A Mortgage Early

Once you’ve asked if you should pay off your mortgage early, it is time to ask, how can I pay off the mortgage early? This is the fun part. Let me start off by saying that you shouldn’t need to pay someone or buy a product to help you pay off the house early. Instead, simply send the bank extra payments to add to your principal whenever you have money to pay towards the debt. [pullquote]Make … [Read more...]

50 Best Part-Time Jobs

People take on part-time jobs for many different reasons. For some it is because of a disability.  For others it is an issue of scheduling.  Some people only need a minimal income to subsidize their living.  Others are looking for extra money to pay down debt because they are upside down in debt and trying to  get out of credit card debt. Here are some great resources for people searching … [Read more...]

Solution to Poverty? Is it Money?

For the last three years I have been living in Papua New Guinea (PNG).  Here are some quick facts to familiarize you with the economic condition there.  The remainder of this post focuses specifically on issues of the poor related to third world countries like PNG. 85% of PNG citizens are sustenance farmers.  This means they live off of what they grow in their gardens. The majority of homes … [Read more...]