Asset Allocation is the Biggest Investment Decision You’ll Ever Make

I get questions. I get questions about the Bible and money, questions about debt, and questions about investing. Did you know that the questions you ask don’t necessarily get you to the solution you need?  If you ask the wrong question, you’ll get the wrong piece of advice. We tend to think the most important investing questions are: How much should I be saving for … [Read more...]

Should You Only Own a Single Target Retirement Fund?

I haven’t looked at any stats recently, but last I checked, target funds are growing in popularity. The reason is because they make people feel safer.  They present a simple, little-knowledge-required way to do your investing. Thus, they target folks who know little about investing, but want to be saving for retirement.  Furthermore, they are ideal for people who don’t want to have anything … [Read more...]

Mutual Fund Investing Vs. Index Fund Investing

If you asked me for advice to start investing, I’d first have to tell you that I legally cannot give specific investing and accounting advice.  Then I’d tell you that both index funds and mutual funds are better ways to invest than single stocks.  Then you might ask me which is better: mutual funds or index funds*?  Here’s what I’d say … *For clarification in this post, I’ll be discussing … [Read more...]

A Low-Cost, Diversified Investment Portfolio with Only Three Funds

You've heard it over and over, "Diversify your investments!" But how exactly do you do that? And how can you do it without getting complicated? This simple guide will show you how to diversify your investments with only three funds. Keeping It Simple & Low-Cost I'll be the first to tell you that this is not an "optimal" portfolio. It's not the best, but it's a lot better than a … [Read more...]