Pay Off Debt Without Earning More, Changing Your Habits, or Spending Less

I hope you opened this article simply because you decided that I've had some type of mental breakdown.  The truth is you can't pay off debt using the method in the title. I was driving around in my car the other day and there was an advertisement for a weight loss pill or drink mix.  The ad promised that you could lose weight without exercising and without eating less. WHAT?! There should … [Read more...]

What is the Cause of Poverty?

Ok.  Here we go.  It’s time to dive into the always sensitive topic of poverty. If you think the question I asked in the post title – what is the cause of poverty - can be answered in one concise sentence, then I’m going to guess you’ve never seriously thought about the question.  Everyone I know who has spent any time in the presence of the poor acknowledges the complexity of the … [Read more...]

Getting Out of Debt: One Simple First Step

I have previously mentioned that debt is something many of us find ourselves ‘in’.  We often never really intended to get here, but lo and behold, so many are bogged down in differing depths of debt.  If you are currently under a heavy burden of debt I encourage you to continue reading. How do you start getting out of debt? The first exercise doesn’t really involve doing anything (initially), … [Read more...]