Expensive Shopping is Good | How To Shop For Value, Not Price

For a long time I’ve been on the frugal or cheap fence.  One day I think frugal accurately describes me, and then the next day I jump ship and find myself firmly planted in the cheap camp. Here’s another question we can ask to help differentiate between frugal and cheap. Do you buy things based on what they cost, or do you buy things based on what you get? I think that cheap people buy based … [Read more...]

Dave Ramsey Debt Snowball: Paying Off Debt Spreadsheet

The intention of this free debt snowball spreadsheet is to allow you to maintain two necessary ingredients of paying off debt. It is a tool to help you get organized.  To help you get organized you'll want to have one of the best personal finance software.  This could be a free money tracking program like Mint or another paid option.  Throughout this process you might want to keep you eye on … [Read more...]