Pay Off Debt Without Earning More, Changing Your Habits, or Spending Less

I hope you opened this article simply because you decided that I've had some type of mental breakdown.  The truth is you can't pay off debt using the method in the title. I was driving around in my car the other day and there was an advertisement for a weight loss pill or drink mix.  The ad promised that you could lose weight without exercising and without eating less. WHAT?! There should … [Read more...]

The Simplicity and Complexity of Debt

Debt. It's a huge issue facing North American Christians and churches.  It is debt that is choking.  Straining.  And burdening so many people. Debt is consuming resources like money, time, mental energy, and focus.  Those resources ought to be devoted to other more important things.  But they can't because future funds have already been committed to pay for things people couldn't afford … [Read more...]

Getting Out of Debt: One Simple First Step

I have previously mentioned that debt is something many of us find ourselves ‘in’.  We often never really intended to get here, but lo and behold, so many are bogged down in differing depths of debt.  If you are currently under a heavy burden of debt I encourage you to continue reading. How do you start getting out of debt? The first exercise doesn’t really involve doing anything (initially), … [Read more...]