Employers Look at Credit Reports | Ludicrous or Smart Business?

“I’m sorry, Mr. Ford, but we are going to be unable to hire you because of some negative activity on your credit report.” I think if I ever heard those words, I would cry foul. I’ve previously said that your credit score matters, but I’m only just starting to learn about how important they can be. Your Employer May Look at Your Credit Report The Wall Street Journal reports that 1 in 6 … [Read more...]

The Basics of a Credit Report

Understanding what's in your credit report can help you improve your credit rating, lower the costs of borrowing, and fix any mistakes on your report. This post will help you understand the very basics of credit reports: what's in your credit report, who can look at it, how often you should look at it, and how it's created. Once you know these basics, you'll be ready to start improving your … [Read more...]