Employers Look at Credit Reports | Ludicrous or Smart Business?

“I’m sorry, Mr. Ford, but we are going to be unable to hire you because of some negative activity on your credit report.” I think if I ever heard those words, I would cry foul. I’ve previously said that your credit score matters, but I’m only just starting to learn about how important they can be. Your Employer May Look at Your Credit Report The Wall Street Journal reports that 1 in 6 … [Read more...]

50 Personal Finance Questions |Get Help Setting the Right Financial Goals

I think everyone would be well served by breaking their lives into major categories and assigning goals for each category.  Fortunately, finances are one thing that already often get included in New Years Resolutions. To kick start the process, I’m going to ask you a lot of questions.  If you hesitate, put an * by that question and go back to it.  Spend some time thinking about and researching … [Read more...]

A Good Credit Score | Do You Buck the System or Play the Game?

Recently my interest in credit scores has been peaked.  I’ve done a little writing around the web on the topic, but not much here. How does applying for multiple credit cards impact your credit score? To be perfectly honest, up until two years ago everything I learned about credit scores came from one source, Dave Ramsey, and he doesn’t exactly have the heart of a teacher when it come to … [Read more...]

Should Christians Negotiate A Credit Card Settlement

When I finished my lengthy series on what does the Bible say about … I was wondering what topics I should cover for my Wednesday post.  Fortunately for me, when I was reflecting on that question, an relevant email arrived into my inbox.  It was a comment on Debt Free in One Year: A True Story.  The commenter said: “They made the charges so were fully liable for the payments and did (at some point … [Read more...]