Is Credit Card Usage a Sin? Are Credit Cards Unbiblical?

A few months ago, I had a very loving, yet honest, email from a reader who was upset that I promoted credit cards at Help Me Travel Cheap. The main concern was that using a credit card is accumulating debt. The reader assumes that debt equals sin so credit cards must be a sin. I decided not to publicly respond to the concern and had a healthy email dialogue with the kind woman. Over the last … [Read more...]

How I Consistently Get Thousands of Dollars of Free Flights Annually

With all the anti-credit card sentiments out there, I usually try to repress my true feeling about credit cards. Occasionally, I slip and say positive things about credit cards. I think my last positive mention was during the British Airways 100,000 mile promotion. Here's a basic summary of my thoughts on credit cards. If you are organized and disciplined, using credit cards can be anywhere … [Read more...]

Money Saving International Travel Tips | Lessons Learned from Three+ Months of Travel

I was writing a random post about our furlough, and at the very end of the post, I realized that there was a great opportunity for me to share some of the things we did on furlough to save money traveling. However, the suggestions were too many to tack onto the bottom of that post, so I decided to break up my thoughts into an independent post. Money Saving Travel Tips 1. Fly Southwest … [Read more...]

American Express Gets the Nod When Buying a New Computer

I’ve never had such a hard time buying a computer. Several months ago I mentioned that I’m trying to decide between a PC and a Mac.  My wonderful readers (that’s you) suggested (overwhelmingly) that that I get a Mac.  Unfortunately, every time I look at the price tag I get cold shivers. At least I’ve managed to make one concrete decisions. I’ll Buy My New Computer with an American Express … [Read more...]

Best Ways to Maximize Cash, Credit Card, and Debit Card Rewards

Yesterday, Jason was kind enough to write a guest post on how he maximized rewards.  Today, I’ll give my thoughts on the subject and share what I believe are the best methods for maximizing your credit card and debit card rewards. #1 Cash: Reward Potential – Unlimited if it Helps You Stay within Budget You might be thinking that you don’t get any cash back with cash.  Yes, that is true. But for … [Read more...]

DIY Rewards Cards: Pay Yourself Back Without Going Into Debt | Guest Post

Today I’m publishing a guest post by Jason Jacobs. Jason Jacobs is a missionary in a web programmer's body. In addition to working on financial fitness, he also spends a lot of time writing about his journey towards physical fitness. You can follow his progress at Finding My Fitness. Many of us are probably trying to get out of credit card debt quickly. We’ve also seen the ads telling us the … [Read more...]

What Romans 13:8 Teaches About Financial Debt

Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law. (Romans 13:8 NIV) This week someone very kindly, politely, and respectfully challenged me to rethink my position on debt and credit cards.  Her belief is that when one uses a credit card (even if it is paid off every month), she is in debt.  Romans 13:8 was one of … [Read more...]

A First at MH4C … A Credit Card Product Promotion | 100,000 British Airways Bonus Miles Offer

In nearly two years of blogging I’ve (to the best of my memory) never promoted a credit card on this blog.  I do, however, know for a fact that I’ve never done an entire post on a single credit card. However, this offer seemed too good to pass up. First, a story. Several months ago, British Airways was offering an opportunity to get 100,000 miles with a credit card sign up.  For some … [Read more...]

How to Get Your FICO Credit Score Online (Any Free FICO Score Options?)

Confession time.  At this time last year I’d never checked my FICO credit score. About 5-6 months ago I decided that your FICO score matters, and so I signed up for a free account at Credit Karma (at the time I didn’t know that Credit Karma doesn’t even give you your FICO credit score, but other credit scores) to help me monitor what’s happening with my credit.  Before that point, I’d never … [Read more...]

How to Easily Earn Airline Miles | Become an Airline Points Junkie Today

I minimize the travel related posts at Money Help for Christians because I have a family travel blog where I share all my best money saving tips for travel.  Of course, learning to earn airline miles for free flights is a great way to save money on vacations.  So today I decided to reach out to a fresh audience and let you know about how to earn (mostly) free vacations. I’ve always enjoyed … [Read more...]