The Secret Ingredient for Earning Thousands More Credit Card Rewards

Update: There are several reports online (with reader comment confirmation) indicating that Office Depot is no longer selling Vanilla Reload cards.  If that is the case, the following earning opportunity is not nearly as lucrative. If you don't collect credit card rewards, then good for you.  This post isn't supposed to convince anyone to jump ship.  However, if you're a credit card user, I … [Read more...]

Best Ways to Maximize Cash, Credit Card, and Debit Card Rewards

Yesterday, Jason was kind enough to write a guest post on how he maximized rewards.  Today, I’ll give my thoughts on the subject and share what I believe are the best methods for maximizing your credit card and debit card rewards. #1 Cash: Reward Potential – Unlimited if it Helps You Stay within Budget You might be thinking that you don’t get any cash back with cash.  Yes, that is true. But for … [Read more...]

Cash Back Debit Card | How to Get More Cash Back with PerkStreet Financial (Limited Time Offer)

Editor's Note: This post was updated Oct5th, 2010 at 7:00 p.m. EST to clarify some details I misunderstood about the PerkStreet Financial holiday promotion. For the last several months I’ve been hearing about PerkStreet Financial and their cash back debit card. My first reaction – what?! A bank that encourages you to spend, not save! Then I realized that we spend money all the time, and so … [Read more...]

Credit Card Rewards | Useless Junk or Plastic Gold?

This is the last post in a series on credit cards. In the first post, I asked if credit cards cost more than cash.  Then we introduced credit card fanaticism. One of the biggest points of disagreement with plastic revolves around credit card rewards.  Some claim they are useless junk, and others say they are plastic gold. Today, we’ll uncover the truth (from my experiences) … Air Miles … [Read more...]

Does Spending Cash Really Save Money When Compared to Using a Credit Card?

In 2006 my wife and I attended a Dave Ramsey Live Event.  If you happen to be unfamiliar with Dave Ramsey he doesn’t like credit cards.  Actually, he hates them.  If he had it his way he would gather up all the credit cards in the world, shred them, burn them, encase them in cement, then drop it into the deepest spot in the ocean.  I think you get my drift. Here is why Dave Ramsey doesn’t like … [Read more...]