Is Credit Card Usage a Sin? Are Credit Cards Unbiblical?

A few months ago, I had a very loving, yet honest, email from a reader who was upset that I promoted credit cards at Help Me Travel Cheap. The main concern was that using a credit card is accumulating debt. The reader assumes that debt equals sin so credit cards must be a sin. I decided not to publicly respond to the concern and had a healthy email dialogue with the kind woman. Over the last … [Read more...]

Credit Cards Vs. Cash: Do I Really Spend More With Credit?

I previously attempted to answer this question – do you spend more with credit cards?  Unfortunately, I realized my attempt to answer that question was flawed for a couple of reasons.  First, I have no idea how YOU use your card.  All I can address is the question – do I spend more with credit cards?  Second, I didn’t factor any of the following:  Overseas currency exchange savings by using … [Read more...]

How to Make Sure it is Safe to Use Your Credit Card Online

This is a guest article from an Australian personal finance writer Fred Schebesta Craig Here: I almost edited some of Fred’s spelling into American spelling, but alas I embraced the Canadian in me and left some good old fashion spelling in the post. Credit card holders fall into two distinct groups – those who use their cards for everything online, in person and over the phone, and those who … [Read more...]

Credit Card Advantages Over Cash

Hey all – I’m on the fence.  Can someone talk me out of it, or should I go back to being a credit card user because there are obviously credit card advantages. Several weeks ago I asked the question Does spending cash really save money when compared to credit cards? My conclusion was that people spend less with cash.  The more I have reflected on that post, I feel it is necessary to follow up … [Read more...]