Credit Card Rewards | Useless Junk or Plastic Gold?

This is the last post in a series on credit cards. In the first post, I asked if credit cards cost more than cash.  Then we introduced credit card fanaticism. One of the biggest points of disagreement with plastic revolves around credit card rewards.  Some claim they are useless junk, and others say they are plastic gold. Today, we’ll uncover the truth (from my experiences) … Air Miles … [Read more...]

Credit Cards Vs. Cash: Do I Really Spend More With Credit?

I previously attempted to answer this question – do you spend more with credit cards?  Unfortunately, I realized my attempt to answer that question was flawed for a couple of reasons.  First, I have no idea how YOU use your card.  All I can address is the question – do I spend more with credit cards?  Second, I didn’t factor any of the following:  Overseas currency exchange savings by using … [Read more...]