Is Credit Card Usage a Sin? Are Credit Cards Unbiblical?

A few months ago, I had a very loving, yet honest, email from a reader who was upset that I promoted credit cards at Help Me Travel Cheap. The main concern was that using a credit card is accumulating debt. The reader assumes that debt equals sin so credit cards must be a sin. I decided not to publicly respond to the concern and had a healthy email dialogue with the kind woman. Over the last … [Read more...]

How I Consistently Get Thousands of Dollars of Free Flights Annually

With all the anti-credit card sentiments out there, I usually try to repress my true feeling about credit cards. Occasionally, I slip and say positive things about credit cards. I think my last positive mention was during the British Airways 100,000 mile promotion. Here's a basic summary of my thoughts on credit cards. If you are organized and disciplined, using credit cards can be anywhere … [Read more...]

Why You Shouldn’t Let the ‘Business’ in Business Credit Card Fool You

This guest article was written by Odysseas Papadimitriou, CEO and Founder of CardHub.com, an online marketplace for credit card offers and gift card exchange. Take a guess which is the best credit card for a small business owner to use: a business credit card or a personal credit card? How many people guessed both? That's right, it's a trick question. At least it has been since the passage of … [Read more...]

Hyperbolic Discounting: Why Paying Your Credit Cards Off Is Like Going To The Gym

This guest post is by Tim Chen the founder and CEO of NerdWallet.com, a website that helps consumers to compare low apr credit card offers. Tim also educates consumers about credit cards and personal finance at the Christian Science Monitor, Forbes Moneybuilder Blog, and the Huffington Post.  If you would like to write you own guest post click here. Have you ever wondered why most of us have … [Read more...]

Should Christians Negotiate A Credit Card Settlement

When I finished my lengthy series on what does the Bible say about … I was wondering what topics I should cover for my Wednesday post.  Fortunately for me, when I was reflecting on that question, an relevant email arrived into my inbox.  It was a comment on Debt Free in One Year: A True Story.  The commenter said: “They made the charges so were fully liable for the payments and did (at some point … [Read more...]