Be Aware! Don’t Be Deceived By Calling Your Debt Good

It's time for us to move past the archaic debt designations of good debt and bad debt. Instead, we ought to re-evaluate our debt situations to see if we can find a new paradigm for how we can evaluate the blessedness or burden level of our debt. The most important thing that must happen is we must recognize that debt brings some sort of negative pain or consequences.  It doesn't matter how … [Read more...]

Should I Pay Off My Mortgage or Invest?

Beware, financial geeks. You’re not going to like my answer to the question, "Should I pay off my mortgage or invest?"  Not to worry, I've since gone back and added the math analysis regarding paying off your mortgage I’m making a few assumptions as I begin this post. Pay Off Mortgage or Invest?  Starting Assumptions If you’re asking this question, you’re in great financial shape. All … [Read more...]