How to Develop Healthy Financial Communication and Financial Oneness in Marriage

Over the last couple of weeks, my wife and I have been having some serious fundamental discussions about money. Just last week, we decided to say adios to our budget.  Yesterday, we tried to decide if we should pay for the family to go out to eat.  Then we had a conversation about an appropriate travel budget for 2012. It was only this morning that I realized how blessed I am. I'm blessed … [Read more...]

How I Saved 98% On Overseas Phone Calls

If you have friends or family that you regularly call, you should consider the cost saving possibilities with Skype (affiliate link).  If you have friends or family overseas, you really need to check out Skype overseas calling options. How Skype Changed the Dynamics of Overseas Calling My family moved to Papua New Guinea in May 2006.  At that time, there was only one option for calls to North … [Read more...]

50 Homemade Christmas Gift Ideas | Make Personalized Gifts 2012

It happened accidentally. I guess it really happened by circumstances.  Our family (my wife and kids) started giving only personalized homemade Christmas gifts to each other.  When I explained how to cut cost by being resourceful, the truth is that some places require resourcefulness.  We live in one of those places.  As such, for the last three years we have had to make homemade and … [Read more...]