7 Creative Christmas Traditions

That is partially because I grew up in Papua New Guinea, and she grew up in Cheyenne, Wyoming. Now, we don't do things exactly like either of our families. We've mixed and matched Christmas traditions and come up with our own.  Christmas at the Ford house tends to be a fairly frugal event. Today, I'll share some of our favorite traditions, and I'll be anxious to hear if you have any … [Read more...]

Christmas Lessons on Repentance and Redemption from Three Villains

This December, for the first time ever, I read Charles Dickens’s book, A Christmas Carol (free on Kindle). Of course, I've heard the story, but my own eyes have never seen and experienced the rhythm with which Dickens wrote. It reminded me that as much as we try to avoid it, we all have small bits of Scrooge within us. Still, we must remember that God always stands at the window … [Read more...]

Frugal Christmas Planning Starts Today

If you think it’s too soon to be talking about Christmas, please read the following two preamble statements. Preamble #1 – I’ve got kids.  3 months before Christmas is a perfectly appropriate lead time to start talking about Christmas. Preamble #2 – I live overseas.  As my wife has been reminding me, it can take six weeks (or more) to send a package here, so if we want to get something for … [Read more...]

8 Ways to Reduce Your Shipping Costs

Welcome to Money Saving Monday where we remind ourselves that community is the greatest money saving resource we have. Each month, you’ll have a chance to win one of two $15 Amazon gift cards.  Simply leave your tips and suggestions, and if it is a top pick of the month, you’ll get a $15.00 gift card. By the way, with just a handful of comments each day, you’ve got a great opportunity to … [Read more...]

Do Not Open Until Christmas Day

So, did you wait till the 25th to open this email or did your Christmas excitement get the best of you? My grandmother was notorious for peaking at Christmas presents the day (or even days) before. Today, I just want to leave you with a short sample of my beautiful poetry skills. Twas the Night Before Christmas Twas the Night before Christmas, when all around the net Not a person was … [Read more...]

50 Homemade Christmas Gift Ideas | Make Personalized Gifts 2012

It happened accidentally. I guess it really happened by circumstances.  Our family (my wife and kids) started giving only personalized homemade Christmas gifts to each other.  When I explained how to cut cost by being resourceful, the truth is that some places require resourcefulness.  We live in one of those places.  As such, for the last three years we have had to make homemade and … [Read more...]

Three Months Till Christmas: Round Up Edition

Are You Making Preparations for a Debt Free Christmas? Don’t do it.  I’m serious. Don’t use your credit cards to pay for your Christmas gifts (unless you have the cash to pay off your bill at the end of the month).  Since Christmas is only three months away you need to decide TODAY how you plan to fund your Christmas spending and travels.  Read this post on how to have a Debt-free … [Read more...]

Debt-Free Christmas | It Can Be Done

Christmas is coming. Last Christmas I was amazed at the number of people who do not have debt-free Christmases.  I guess this couple is ‘normal’ as they celebrated their first debt free Christmas in 10 years. I am a big proponent of thinking and planning ahead.  This is self evident in my post about planning today for tomorrow and my post about beginning with the end in mind. 2008 was a … [Read more...]