Debt-Free Christmas | It Can Be Done

Christmas is coming. Last Christmas I was amazed at the number of people who do not have debt-free Christmases.  I guess this couple is ‘normal’ as they celebrated their first debt free Christmas in 10 years. I am a big proponent of thinking and planning ahead.  This is self evident in my post about planning today for tomorrow and my post about beginning with the end in mind. 2008 was a … [Read more...]