Is Credit Card Usage a Sin? Are Credit Cards Unbiblical?

A few months ago, I had a very loving, yet honest, email from a reader who was upset that I promoted credit cards at Help Me Travel Cheap. The main concern was that using a credit card is accumulating debt. The reader assumes that debt equals sin so credit cards must be a sin. I decided not to publicly respond to the concern and had a healthy email dialogue with the kind woman. Over the last … [Read more...]

How I Consistently Get Thousands of Dollars of Free Flights Annually

With all the anti-credit card sentiments out there, I usually try to repress my true feeling about credit cards. Occasionally, I slip and say positive things about credit cards. I think my last positive mention was during the British Airways 100,000 mile promotion. Here's a basic summary of my thoughts on credit cards. If you are organized and disciplined, using credit cards can be anywhere … [Read more...]

Best Ways to Maximize Cash, Credit Card, and Debit Card Rewards

Yesterday, Jason was kind enough to write a guest post on how he maximized rewards.  Today, I’ll give my thoughts on the subject and share what I believe are the best methods for maximizing your credit card and debit card rewards. #1 Cash: Reward Potential – Unlimited if it Helps You Stay within Budget You might be thinking that you don’t get any cash back with cash.  Yes, that is true. But for … [Read more...]

DIY Rewards Cards: Pay Yourself Back Without Going Into Debt | Guest Post

Today I’m publishing a guest post by Jason Jacobs. Jason Jacobs is a missionary in a web programmer's body. In addition to working on financial fitness, he also spends a lot of time writing about his journey towards physical fitness. You can follow his progress at Finding My Fitness. Many of us are probably trying to get out of credit card debt quickly. We’ve also seen the ads telling us the … [Read more...]

A First at MH4C … A Credit Card Product Promotion | 100,000 British Airways Bonus Miles Offer

In nearly two years of blogging I’ve (to the best of my memory) never promoted a credit card on this blog.  I do, however, know for a fact that I’ve never done an entire post on a single credit card. However, this offer seemed too good to pass up. First, a story. Several months ago, British Airways was offering an opportunity to get 100,000 miles with a credit card sign up.  For some … [Read more...]

Why You Shouldn’t Let the ‘Business’ in Business Credit Card Fool You

This guest article was written by Odysseas Papadimitriou, CEO and Founder of CardHub.com, an online marketplace for credit card offers and gift card exchange. Take a guess which is the best credit card for a small business owner to use: a business credit card or a personal credit card? How many people guessed both? That's right, it's a trick question. At least it has been since the passage of … [Read more...]

Cash Back Debit Card | How to Get More Cash Back with PerkStreet Financial (Limited Time Offer)

Editor's Note: This post was updated Oct5th, 2010 at 7:00 p.m. EST to clarify some details I misunderstood about the PerkStreet Financial holiday promotion. For the last several months I’ve been hearing about PerkStreet Financial and their cash back debit card. My first reaction – what?! A bank that encourages you to spend, not save! Then I realized that we spend money all the time, and so … [Read more...]

Holiday Gift Card Guide | An Indispensible Guide on How to Get the Best Price on Christmas Gift Cards

Convenience and preference. Those are the two descriptors in favor of the holiday gift card. In my own family, there are some members who consistently request gift cards and others who would prefer you take time to pick out something ‘more meaningful'.  In my own immediate family, we exchange a lot of homemade Christmas gifts. But, if you are going to buy some holiday gift cards, you … [Read more...]

Credit Card Debt Problem? Essential Resources to Beat Credit Card Debt

Want to guess why Wal-mart is so popular?  One stop shopping.  People like going to one place to get everything.  That’s how valuable our time is. When I started to put together an article on credit card debt problems that so many people face, I decided to put all of my best ideas and thoughts down on paper and then collect other articles related to credit card debt so that you could use this … [Read more...]

Credit Card Rewards | Useless Junk or Plastic Gold?

This is the last post in a series on credit cards. In the first post, I asked if credit cards cost more than cash.  Then we introduced credit card fanaticism. One of the biggest points of disagreement with plastic revolves around credit card rewards.  Some claim they are useless junk, and others say they are plastic gold. Today, we’ll uncover the truth (from my experiences) … Air Miles … [Read more...]