How to Buy Cars With Cash

For some folks, the idea of trying to buy cars with cash is a fairy tale.  They think it is a dream that others can enjoy, but they will never enjoy.  However, here are some practical steps you can take to get yourself behind the wheel of a car - not in front of a loans desk at the bank. In a previous post, I showed how much money people can save by paying cash for a car instead of car … [Read more...]

Can You Afford Your Car Payments? Can You Afford the House?

One of the negative results of borrowing money and being upside down in debt is that there might come a time when you need to come face to face with some very tough decisions: Can I afford to keep the house? Can I afford to keep the car payments? The Danger of a High House or Car Payments I live in a place that gets a lot of rain.  With rain comes mud, and with mud comes slippery roads.  I’ve … [Read more...]

Borrower is Slave to the Lender | The Point

If I had one follow-up question on my original article that asked the question is the borrower slave to the lender, my question would have been – what’s the point?  Craig, what are you trying to say?  What is the application?  Honestly, until I read all the comments, I don’t know if I could have answered that question.  I was just thinking on paper.  However, I’m slowly starting to develop a … [Read more...]

7 Ways to Avoid Debt

The following is a guest post from Jack Reed.  He is a financial writer with Oak View Law Group. He offers advice on debt related issues. Subscribe to his RSS feeds and keep yourself out of debt.  If you want to submit a guest post you can read the guidelines here. The most direful situation one can face today is being crushed under overwhelming debts. Modern life is expensive and being a … [Read more...]