Best Budgeting Software | Why Mvelopes Won My Heart, But I Still Recommend YNAB

Let's start with a boring reminder: there is no best. When I refer to the best budgeting software, I'm talking about the software that is best for me and my situation.  The closer your habits and preferences mimic mine, the more likely you are to have the same preferences. Back in 2011, I wrote about the best personal finance software, and I crowned MoneyDance as the King of the software. … [Read more...]

7 Ways to Kick-Start Your Faltering Budget

Several months ago, I kissed budgeting goodbye. It was a strange move for a guy who wrote a book called The Secret to a Successful Budget. When I talked about why I kissed budgeting goodbye, I mentioned that once we left Papua New Guinea we planned to get back into the habit of budgeting.  Interestingly, that hasn't been as simple as we had imagined.  We've tasted of the forbidden fruit of … [Read more...]

3 Reasons Why We Kissed Budgeting Goodbye

Yes, I am the author of The Secret to a Successful Budget. Yes, in that book I said, "[the budget is] an essential component of any healthy financial plan." Yes, I also said, "If I had to identify one financial habit that helped us become debt-free, it would be the budget." Yes, I did mention, "For almost seven years now we've kept a budget - even now that we are debt-free. And we still … [Read more...]

Is it Smart to Buy a Smart Phone?

We’re living in a wireless world today.  Almost everything you do utilizes the net and most of your online activity can even be done through your cell phone.  These smart phones have incredible features and allow you to connect with others on the internet in a split second. Smart phones are very popular today because they connect you instantly with the latest breaking news and many other … [Read more...]

The Secret to a Successful Budget: Reviews Roundup

As I’m sure you noticed on the sales page for The Secret to a Successful Budget, I have a lot of positive things to say about MY book.  Not surprisingly, I like the book.  Well, it turns out it’s not just me. I’ve pulled together some of the reviews of the eBook from other websites.  I want to give you a taste of what others are saying about the book and direct you to some outside resources you … [Read more...]

20 Reasons to Start a Budget

A budget is a forecasting tool, so it lets you plan your future. Budgeting is a tool that helps you reach your life goals. Every dollar you save by budgeting is better than a dollar you make working. It provides a platform for communication between a husband and wife. Motivation.  When you get a clear vision of your progress each month, you are motivated to continue forward. Self … [Read more...]

How to Accomplish a Financial Goal

Many people have a clear sense of where they want to be financially.  Perhaps you would like to be able to pay off debt, live off of one income, retire early, quit your day job, or travel for a year.  But how do you transition from financial goals to actually enjoying that reality? Tips for Accomplishing a Financial Goal Financial Focus You can do so many things and accomplish nothing, right?  … [Read more...]

YNAB Review (You Need A Budget 3) | Finance Software Review

My relationship with You Need A Budget (YNAB) started out in a very innocent way.  I requested a trial copy for research on an upcoming project – my eBook The Secret To A Successful Budget: Practical Advice for Creating a Budget That Lasts.  Since YNAB is specifically geared towards budgeting, I thought a book on budgeting would be incomplete without introducing readers to this computer … [Read more...]

How to Afford to be a Stay at Home Wife or Mom

For over four years now, my wife and I have enjoyed living off one income. While our lifestyle might not be appealing to some, we absolutely love it.  Every day I thank God that he has allowed our family to grow so close.  It is a blessing my wife is a stay at home mom.  She helps create such a healthy family environment. Since this is a sensitive topic to some, let me remind you that this … [Read more...]