7 Ways to Kick-Start Your Faltering Budget

Several months ago, I kissed budgeting goodbye. It was a strange move for a guy who wrote a book called The Secret to a Successful Budget. When I talked about why I kissed budgeting goodbye, I mentioned that once we left Papua New Guinea we planned to get back into the habit of budgeting.  Interestingly, that hasn't been as simple as we had imagined.  We've tasted of the forbidden fruit of … [Read more...]

3 Reasons Why We Kissed Budgeting Goodbye

Yes, I am the author of The Secret to a Successful Budget. Yes, in that book I said, "[the budget is] an essential component of any healthy financial plan." Yes, I also said, "If I had to identify one financial habit that helped us become debt-free, it would be the budget." Yes, I did mention, "For almost seven years now we've kept a budget - even now that we are debt-free. And we still … [Read more...]

How To Get Out Of Debt: Channel Your Impulse Buying

One of the most effective methods that we decided upon when figuring out how to get out of debt, was to channel our impulse spending. This has helped us to both get out of debt faster and to develop discipline with our finances. How to Get Out of Debt by Evaluating Expenses In talking with people about their finances, I've found that one of the problems that many people face when trying to … [Read more...]

How to Save Money on Your Grocery Bill

I talk with a lot of people who wish they could save a little more each month with their grocery bill.  Sometimes, the difference in amounts spent for food can be upwards of $100 -$200 per month for similar sized families.  Interestingly, most of the people I know who have their grocery budget under control utilize some or all of the tips below. Plan a Month’s Worth of Meals. If you’re like our … [Read more...]

What Does God Think About the Percentage Budget?

When I first wrote about the graduated tithe, someone commented that God already has a graduated tithe system where we give 10% of our income.  As our income increases, so does our giving.  Also, as our income decreases, so does our giving. But, what say you? The percentage budget says: Your cost of living should increase as your salary increases. Your percentage of giving should never … [Read more...]

The Secret to a Successful Budget: Reviews Roundup

As I’m sure you noticed on the sales page for The Secret to a Successful Budget, I have a lot of positive things to say about MY book.  Not surprisingly, I like the book.  Well, it turns out it’s not just me. I’ve pulled together some of the reviews of the eBook from other websites.  I want to give you a taste of what others are saying about the book and direct you to some outside resources you … [Read more...]

Start a Budget and Open the Door to a Debt Free Life

While I’ve made my fair share of financial mistakes and missteps, by the grace of God, our family has also made a few wise decisions. Right now my wife and I are positioning ourselves to pay off our house in less than 6 months.  We’ve done this while my wife has stayed home (for the last five years), and we’ve lived on less than $50,000 annual household income.  Oh, and we didn’t miss out on of … [Read more...]

20 Reasons to Start a Budget

A budget is a forecasting tool, so it lets you plan your future. Budgeting is a tool that helps you reach your life goals. Every dollar you save by budgeting is better than a dollar you make working. It provides a platform for communication between a husband and wife. Motivation.  When you get a clear vision of your progress each month, you are motivated to continue forward. Self … [Read more...]

YNAB Review (You Need A Budget 3) | Finance Software Review

My relationship with You Need A Budget (YNAB) started out in a very innocent way.  I requested a trial copy for research on an upcoming project – my eBook The Secret To A Successful Budget: Practical Advice for Creating a Budget That Lasts.  Since YNAB is specifically geared towards budgeting, I thought a book on budgeting would be incomplete without introducing readers to this computer … [Read more...]