Don’t Pay for Expensive Electronic Extended Warranties | Use a Credit Card Free Coverage

I've often wondered if I should be buying an extended electronic warranty when purchasing a new electronic item while shopping. Long ago, I decided that it didn't make financial sense to pay extra for a warranty.  That's because I was doing some research and wrote a post about the American Express Extended Warranty benefit. I just had a great experience with American Express's extended … [Read more...]

The Secret Ingredient for Earning Thousands More Credit Card Rewards

Update: There are several reports online (with reader comment confirmation) indicating that Office Depot is no longer selling Vanilla Reload cards.  If that is the case, the following earning opportunity is not nearly as lucrative. If you don't collect credit card rewards, then good for you.  This post isn't supposed to convince anyone to jump ship.  However, if you're a credit card user, I … [Read more...]

How I Consistently Get Thousands of Dollars of Free Flights Annually

With all the anti-credit card sentiments out there, I usually try to repress my true feeling about credit cards. Occasionally, I slip and say positive things about credit cards. I think my last positive mention was during the British Airways 100,000 mile promotion. Here's a basic summary of my thoughts on credit cards. If you are organized and disciplined, using credit cards can be anywhere … [Read more...]

American Express Gets the Nod When Buying a New Computer

I’ve never had such a hard time buying a computer. Several months ago I mentioned that I’m trying to decide between a PC and a Mac.  My wonderful readers (that’s you) suggested (overwhelmingly) that that I get a Mac.  Unfortunately, every time I look at the price tag I get cold shivers. At least I’ve managed to make one concrete decisions. I’ll Buy My New Computer with an American Express … [Read more...]

Best Ways to Maximize Cash, Credit Card, and Debit Card Rewards

Yesterday, Jason was kind enough to write a guest post on how he maximized rewards.  Today, I’ll give my thoughts on the subject and share what I believe are the best methods for maximizing your credit card and debit card rewards. #1 Cash: Reward Potential – Unlimited if it Helps You Stay within Budget You might be thinking that you don’t get any cash back with cash.  Yes, that is true. But for … [Read more...]

How to Easily Earn Airline Miles | Become an Airline Points Junkie Today

I minimize the travel related posts at Money Help for Christians because I have a family travel blog where I share all my best money saving tips for travel.  Of course, learning to earn airline miles for free flights is a great way to save money on vacations.  So today I decided to reach out to a fresh audience and let you know about how to earn (mostly) free vacations. I’ve always enjoyed … [Read more...]

10 Ways to Save Money at Restaurants

The following post was written by Michael from CreditCardForum, which is a review portal for credit card deals. His specialty is writing about cash back credit cards but in addition, he also regularly blogs about general personal finance advice. 10 Best Ways To Save Money at Restaurants I remember eating out at restaurants was such a rarity when I grew up. Other than family events (and when my … [Read more...]