The Hidden Benefits of Decluttering Your Home

As the New Year is in full swing, you may have made resolutions that include decluttering your home. This is one resolution that some allow to fall through the cracks, or if they do get to it, they wait until the annual ritual of Spring cleaning to get motivated (unless we are talking about disposing of unwanted Christmas gifts). Although this may be tempting, there are several reasons why … [Read more...]

Cosigning a Loan | A Chronicle of the Many Dangers

If you are a mean, hard, and calloused individual, you need not read this post about cosigning a loan.  However, if you have a tendency toward niceness and kindness flows within you, then you need to read this post line by line. MSN Money says you should never cosign a loan.  I'm not sure if never is the right word, but it would need to be a really unique situation. The nicer you are, the … [Read more...]

6 Reasons to Use Skype When Making Business Related Calls from Home

Inevitably, it is going to happen.  Someone is going to mess up your order, billing, delivery, or even the product itself.  Life is always filled with mistakes.  As such, you will have the responsibility to follow up with a call with the company to try and sort out the mess. When that happens, Skype is a great tool for making all business related calls. Why Making Business Calls With Skype … [Read more...]

Credit Card Advantages Over Cash

Hey all – I’m on the fence.  Can someone talk me out of it, or should I go back to being a credit card user because there are obviously credit card advantages. Several weeks ago I asked the question Does spending cash really save money when compared to credit cards? My conclusion was that people spend less with cash.  The more I have reflected on that post, I feel it is necessary to follow up … [Read more...]