A Penny Saved is Another Penny to Give

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I like to save money when I shop.

I bet you do too, right?

I don’t like to pay more money for something than it’s worth.

I bet you don’t like to either.

My family has made a choice to buy things as cheaply as possible.  We call it missional frugality.

  • We don’t try and save money because we’re saving up to buy something.
  • We don’t try and save money because we need it to get out of debt.
  • We don’t try and save money so we can stock pile huge sums of money.
  • We don’t try and save money because we’re going to live it up later.

We try and save money because it’s silly not to when there are much better things to do with money.

Don’t you find it hard to get excited about silly expensive things?  Surely, there’s got to be something better to do with money than to buy silly things just because you can.

Long gone are the days when I’m excited about silly expensive things.  The latest and greatest will only last for a year or two.

Sometimes people might mistake your frugality for a lack of resources.  They might think you can’t afford it.  Frugality doesn’t stem from lacking in anything.  Frugality can be missional.

God has given each of us a limited resource called money.  It’s not limited in the sense that there’s only so much we can earn.  God sometimes opens the flood gates of heaven and blesses people with almost an unlimited earning opportunity.  It’s limited in the sense that you can only spend and give what you make.  Our income is our cap.

The question is – what are we going to do with that limited resource?

I believe there is a missional call to make wiser spending decisions because everything you choose to buy means you have less to give.

Yes, this kind of thinking can be taken to an extreme.  Interestingly, God seems OK with extreme.  Most of us don’t need to be afraid of the extreme that involves us denying our wants for the sake of others.  Personally, if I’m likely to embrace an extreme, it would come from spending too much on self and ignoring my responsibility to others.

Here’s my theory.  If I’m going to decide that I will wear clothes (a decision that I have made, as a matter of fact), then I’m also going to make the decision to buy that said piece of clothing second hand if possible.

It’s a win/win situation for me and others.


I’m now walking around in a stylish pair of jeans (at least as stylish as I’ll get) at a fraction of the price, and I have more to give than if I bought them brand new.

I call this missional frugality.

It’s saving not because you must. Rather, because you intentionally choose to save knowing that God has better things he wants you do do with the money he’s asked you to manage on his behalf.

When you save another penny, you’ve got another penny to give.




  1. says

    I like what you have to say. My husband and I have had a roller coaster of income over our live. Some people call it up and downs. What ever amount of money we have, we tend to share until we do not have anymore to give. We not only give with money, we try to give with our time as well. That is something that we never will run out of until the Lord calls us home. My daughter like to extreme coupon. She likes the game of it. What ever she saves and the extra products she gets, she gives it away to the homeless shelters and schools. She is sharing this with her two children now and they really seem to enjoy giving things away. I hope that they will pass it down from generation to generation. Everyone needs a helping hand from time to time.

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