4 Worst Money Mistakes a Christian Can Make

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Have you ever done something and realized you missed it?

  • The it‘ could be your family.  You built a successful business, but you forgot about your family.
  • The it‘ could be your health.  You travelled all over and forgot to take care of your health.
  • The it‘ could be your marriage.  You dedicated yourself to church and kids, but you forgot to nurture your relationship with your spouse.
As the old statement goes: you’ve climbed to the top of the ladder only to realize that it was leaning against the wrong building.

Something can be right in front of our faces, and we can still miss it.  This video is proof.  Our lives are proof of it. (At least mine is.)

Christians sometimes miss it when they’re managing their money.  We know better.  We know what we ought to do, but we don’t always do it.

4 Most Detrimental Christian Money Mistakes

Making financial decisions without considering the future.

Today consumes far too much of our focus.  Today I want to build up.  Today I want to hoard.  Today I want to enjoy the fruit of my labor.  Today I want to build another barn.

There is nothing wrong with thinking about today, but if you don’t consider tomorrow, then every one of your decisions is being placed on a fleeting foundation.

Who would buy a gadget for $1,000 knowing it would be burned up in a week?  Not many of us.  Yet we often invest far too much in the fleeting things of this world.

As Christians, everything we do is informed by our future with God.

Making financial decisions without considering God.

How is this possible, you might ask.

It’s far too easy to pack Christianity into a box that we only open on Sundays.  We think things like prayer, Bible reading, and singing are ‘Christian’ things, but spending money is not.  We all know this is not the case.

God, what would you have me do?  If I were seeking first the kingdom of God, how would I act, save, spend, and buy differently?

Somehow we’ve got to learn to take God to the electronic store, to the grocery store, and to the bank.

Making financial decisions without considering others.

It’s my money.  I’ve earned it with my own time, effort, sweat, and intellect.

Hey, that’s a great sentiment if you’re trying to promote American individualism. But in the Bible, people with money often asked not just what can I do for myself, but how can I use my resources to serve others?

Paul says that though Jesus was rich, for our sakes he became poor.

Do we consider others when we make financial decisions?

Making financial decisions without considering the present kingdom.

The kingdom of God is both a present and future reality.  What we do with our money is a testimony to the fact that the Kingdom of God has come.  Our rescuers can be a testimony to the fact that, with the coming of Christ, our present reality has been dramatically altered.

We don’t just do things with money because of a future reality with God, but because of our current participation in the Kingdom of God.

May God open our eyes and inform our financial decisions.

What other money mistakes do you think we as Christians are guilty of making?


  1. says

    I’ve read a blog with the title “People who keep on thinking about tomorrow forget to live today” and it was really fun. Notice that it was a complete opposite of your post but both of you got the same goal: to enrich our lives today and tomorrow. My point is, whenever we make decisions we must ALWAYS think of who will become affected and for whom are we doing these decisions.

    • says

      I think you’re right that we need to think about who will be affected by our decisions. Often times we think money decisions are personal and that they don’t affect others. I hope to consider others more in the future when I’m making financial decisions.

  2. Marie Lewis says

    I agree up to a large extent with you. It’s necessary to have back up for your financial future, hence saving, budgeting and controlling personal finance is vital but at the same time we shouldn’t let go off our dreams, aspirations as well expectations in search for a better future.. While taking financial decisions we should always consult our family members and the decision should be mutual. Essential read must say…!!

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