3 Financial Villains Who Broke Free from the Disease of Greed

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The top of any list of financial villains is always the stingy and hard hearted Ebenezer Scrooge.  Ebenezer exemplifies everything that is wrong with excessive greed and wealth.

The second best known financial villain is the empty hearted Grinch.  The life (if we could call it that ) of the Grinch was full of hatred, greed, and a general please-rain-on-my-party attitude.

Our third, perhaps less known villain, is Silas Marner.  Marner is a miserable stench of a man who lives to count his gold.  Huddled up in the warm corner of his cabin, Marner would count his coins obsessively.  He cares only about hoarding and he rarely opens his heart to anyone.

All three, so it seems, could be defined by a similar cluster of words – isolation, hard hearted, and miserable.

Yet, for all three the Christmas season offered an opportunity for redemption. 

Christmas can bring out the philosopher in each of us.  It opens the door for reflection and reevaluation.  Perhaps if we really let these financial villains teach us we could avoid repeating their terrible errors. 

The Grinch

With budging eyes and an eternal scowl, we like to hate this hideous creature.

But, the Grinch himself was the attempt of Theodor Seuss Geisel (aka Dr. Seuss) to deal with some of his own concerns about the Christmas holiday.

Your Favorite Seuss: A Baker’s Dozen by the One and Only Dr. Seuss recorded Dr. Seuss saying:

“something had gone wrong with Christmas … or more likely with me.  So I wrote the story … to see if I could rediscover something about Christmas that obviously I’d lost”.

It is no coincidence that Ted was fifty-three years old when he penned the Grinch’s complaint, “For Fifty-three years I’ve put up with it now!  I MUST stop this Christmas from coming! … But HOW?”

I too am becoming a Grinch.  Now only half the age of Seuss/Grinch I’ve got an early does of Christmas doubt.  I wonder what this holiday is all about.

No, I’m not one to complain about the joy, the noise, the merriment, or even the roast beast.  But one, just one thing bothers me the most – how we spend without caring the least. 

No, I don’t want to stop Christmas from coming.  But, I do want Christmas to return.  To return as a humble, simply, family affair.  I want a Christmas that celebrates the gifts of life, not the gifts of money.  I want to experience the truth that it is more blessed to give than receive. 

You see, this, this very Christmas you might be lead astray.  Some will make you think Christmas and even love will be shown by the gifts you give that day. 

So this year you may need to remember these words from the Grinch, for it is possible, quite possible that in them you start to remember a deeper meaning of Christmas.


Somehow or other, it cam just the same!

The stunning conclusion of the Grinch:

“It came without ribbons! It came without tags!”

“It came without packages, boxes, or bags!”

And he puzzled three hours, till his puzzler was sore.

Then the Grinch thought of something he hadn’t before!

“Maybe Christmas,” he thought, “doesn’t come from a store.”

“Maybe Christmas … perhaps … means a little bit more!”

Ebenezer Scrooge

Despised. Miserable. Alone. Wretched. 

Of course, we’ve all met the contemptible Ebenezer Scrooge.

Scrooge cared only about money.  As a reward he had no joy or satisfaction at all in life. 

He despised the poor, mistreated his workers, and often he himself went without – just for the sake of a larger coffer.  There was no room for grace in the workplace

And yes, of course, Ebenezer hated Christmas too – Bah! Humbug!

The ghost of Christmas past reminded Scrooge of a lifetime of rejection and loneliness – where money was put on a pedestal.

The ghost of Christmas present showed Scrooge that those with less acted as if they had more.  And, indeed it became apparent to this crotchety man that these Cratchits did indeed have something more than he.  They had family and companionship.

The ghost of Christmas future reveals the predictable ending to a useless life.  Life finished for Scrooge just as it began – alone and isolated. 

A Christmas Carol is about the man who had everything, but with the help of three ghosts he realized he had nothing.

So Christmas, for Scrooge, marked an opportunity for redemption.  And redemption he did seek.  In his kindness and generosity he felt something his tightfisted self never experienced – joy.  Scrooge developed a giving heart.

Silas Marner

Our final (and lesser known) financial villain is the miserly Silas Marner (Signet Classics).

Marner was not a man of flash and pomp.  He was a simple tight fisted man who was cheap in every way. 

Angered by betrayal he lived a lonely isolated life in a country cottage. 

His life reduced itself to the mere functions of weaving and hoarding, without any contemplation of an end towards which the functions tendered.

Marner existed for the next opportunity to count his growing collection of gold coins.  Nothing else mattered.

That is until he was robbed.  In an ironic twist he lost his fortune and the little reason he had for life.

On an evening, New Years night in fact, Silas found something in his dirty bungalow:

to his blurred vision, it seemed as if there were gold on the floor in front of the hearth.  Gold! – his own gold – brought back to him as mysteriously as it had been taken away!  He felt his heart begin to beat violently, and for a few moments he was unable to stretch out his hand and grasp the restored treasure.

But, the gold was not gold.  It was still a treasure – a beautiful baby girl.

It was in the presence of this girl – Eppie – that Marner found a treasure greater than his previous treasure.  For with the arrival of Eppie came joy, happiness, and purpose.

6 Lessons from these Financial Villains

  1. Joy and stuff are not related.  They are not even distant cousins.  If you make stuff your goal you may accumulate earthly possessions and in return lose out on some of the most important things of life.
  2. The riches of life are found in deep meaningful relationships
  3. God offers everyone, no matter how ghastly your history, an opportunity for redemption.
  4. You can have everything and have nothing at the same time.
  5. Christmas is a great time for redemption, reflection, and prioritizing. 
  6. Life does have purpose.  And no, it’s not money.

Personally, I find joy in my family and joy in my relationship with Jesus Christ.

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Photo by ktylerconk.

What do you think is the true meaning of Christmas?  What else do you think these three financial villains can teach us?


  1. says

    Wonderful post! It can be so easy to forget the real reason for the season – and get caught up in the giving and getting of gifts – and start focusing inwards on Christmas. This post just stresses to me the fact that Christmas is all about a person – Jesus Christ – and how he came to save us from our sins. How relationships with others and especially with Christ – are what is most important.
    .-= Peter´s last blog ..A Scam Or Not A Scam, That Is The Question: How To Make Sure You’re Really Getting A Deal =-.

    • Craig says

      When it comes to breaking free of greed I would have to agree – do it as soon as possible. I don’t know about others, but I’m sure I could be doing a lot more to help people this holiday season.

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