I’m going to be doing my roundup in a moment, but I want you to think about something first.
My wife and I set a Christmas budget. We designated a certain number of dollars we will spend on each person in our family. But, I realized recently there is another option.
Let’s say I budget $20 to buy a gift for my dog (I don’t, but just for the sake of this example, let’s say I do).
But during the Thanksgiving holiday they have a dog pedicure set for 75% off and I get a $30 gift for $7.50. Should I then feel obligated to buy Boss (that’s my dog) another gift that is $12.50, or should I be content that I got my dog a gift that is valued at more than my budget?
I have three thoughts that rattle around in my mind:
- What Would Jesus Do? That question always pops into my mind when I’m trying to make a decision. However, I’m guessing he probably didn’t buy Christmas presents, and I don’t think he would ever buy one for a dog.
- What would the recipient like? I guess the only thing that matters is if the person who gets the gift can spot the scam or not.
- Am I frugal or cheap?
In the end, we’re going to stick to the dollar budget and buy more if we get a good deal. What about you?
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Here’s my latest article at Currency – What Happens If You Default on a Student Loan