How to Use a 30 Day Challenge to Reach Financial Goals

During the New Year you can expect everyone to be talking about goals and goal setting. While there is value in goal setting, I've pretty much walked away from goal setting in the traditional sense.  That's not to say I'll never go back over to the dark side, but today I  want to highlight the value of 30 day challenges. If you're accomplishing all of your goals set on December 31st, then … [Read more...]

5 Simple Financial Principles that Can Change Your Financial Future

For many people, the financial world is full of a dizzying amount of options. I think we're taught to think that those of us with simple financial plans are missing out on our great opportunities.  We think those with healthy finances are the risk takers. They are the folks with insider investing information. Quite honestly, what it takes to be financially healthy is not glamorous.  In fact, … [Read more...]

Is Less Really More?

This article is part of the MH4C Writers Challenge. I’d like to see which articles you like the most. If you like an article, please take a moment to ‘Like’ it on Facebook, ‘Tweet’ it, or give it a ‘Plus One’ on Google +. (To the right of the title, you’ll see each of those buttons so it should make your job easier.) The winner of the MH4C Writers Challenge is the article that has the most social … [Read more...]

3 Lessons Learned Recovering from Retail Therapy

This article is part of the MH4C Writers Challenge. I’d like to see which articles you like the most. If you like an article, please take a moment to ‘Like’ it on Facebook, ‘Tweet’ it, or give it a ‘Plus One’ on Google +. (To the right of the title, you’ll see each of those buttons so it should make your job easier.) The winner of the MH4C Writers Challenge is the article that has the most social … [Read more...]

Why Are You Working? 3 Destructive Ways to Approach Work

Unity in work effort can be a glue that binds a marriage and family together.  When there is unity about your working commitments, you'll hear phrases like: Thanks for all your hard work supporting our family. Thank you, mommy or daddy, for everything you do to put a roof over our head. Honey, come and sit down and relax after a hard day at work.  Can I get you anything? If you're … [Read more...]

13 Successful Marriage Habits: A Cheat Sheet for Married Couples

My wife and I just celebrated 13 years of marriage. While we clearly don't know everything there is about marriage, I'm convinced that we've learned at least one important thing about marriage for every year we've been married.  We're also certain that many of you are much more qualified to write this post.  However, since it's my blog, I guess I have the opportunity to share my thoughts. 13 … [Read more...]

How a Change in Your Grocery Shopping Strategy Can Save Time and Money

For the last few months, my wife and I have been trying an experiment to see how the change would impact our bottom line with grocery shopping. Grocery Shopping Before the Strategy Change Step #1: My wife would make a menu and a grocery list. Step #2: My wife would make a weekly shopping trip to Walmart/Sam's.  Walmart is the cheapest place for groceries because of price matching. The … [Read more...]

The American Happiness Crisis: 6 Reasons Why We Aren’t Happy

Write a book about happiness, and you'll find it difficult to keep those books in stock. Why? Americans want to be happy, but generally they aren't.  As such, we seek for solutions to our lack of happiness.  We hunt for some sense of meaning.  We hope for a new invention or discovery to usher us into the state of happiness. The Declaration of Independence gives us permission to pursue … [Read more...]

5 Ways Combining Your Finances in Marriage Makes You Look Smarter Than Albert Einstein

The early stages of marriages focus on leaving and cleaving. Leaving is the process whereby you put space between other bonds, relationships, commitments, and obligations.  Cleaving is the process whereby you connect to your spouse in a deeper level.  Cleaving can't happen until the leaving has occurred. A vital part of the cleaving process is combining bank accounts after marriage.  God … [Read more...]

College Savings Plans for Your Kiddos | ESA vs 529 Benefits

I don't claim to be a financial guru with the answer to every question about financial topics.  Instead, I'm a guy who reads and processes information.  This week, I had someone ask about college saving plans.  Today, I don't want to talk about the best way to save for college, but instead I want to tell you why we do what we do with college savings.  If the facts that support our decision are … [Read more...]