5 Best Tips for Effective Budgeting

I’ve got budgeting on my mind. I’m going to be teaching a budgeting class at church this weekend, so I’ll be preparing some material for the class later this week.  Of course, my material preparation is simplified since I did all the leg work a couple of years ago when I wrote The Secret to a Successful Budget: Practical Advice for Creating a Budget That Lasts. In thinking of newbie … [Read more...]

One Budgeting Tip that Makes Budgeting Easier than Vacationing

Record it immediately. Yep, that's my tip. Over the last year, I've been frustrated at how poorly I've been keeping records and budgets.  I guess I do have an excuse.  In 2012, we visited 10 different countries and traveled for four months after moving away from PNG.  It's hard to keep track of all your receipts when your geographic location is constantly changing.  I have about a hundred … [Read more...]

Best Budgeting Software | Why Mvelopes Won My Heart, But I Still Recommend YNAB

Let's start with a boring reminder: there is no best. When I refer to the best budgeting software, I'm talking about the software that is best for me and my situation.  The closer your habits and preferences mimic mine, the more likely you are to have the same preferences. Back in 2011, I wrote about the best personal finance software, and I crowned MoneyDance as the King of the software. … [Read more...]

7 Ways to Kick-Start Your Faltering Budget

Several months ago, I kissed budgeting goodbye. It was a strange move for a guy who wrote a book called The Secret to a Successful Budget. When I talked about why I kissed budgeting goodbye, I mentioned that once we left Papua New Guinea we planned to get back into the habit of budgeting.  Interestingly, that hasn't been as simple as we had imagined.  We've tasted of the forbidden fruit of … [Read more...]

The Secret to a Successful Budget 50% or Free [Limited Time]

Last year during the New Year season, I ran a very popular promotion: use one of my affiliate links (I get a referral payment, but it doesn’t cost you any more) to purchase either You Need a Budget, Moneydance, or Mvelopes personal finance software, and I’ll give you a copy of The Secret to a Successful Budget for free (offer expires January 31st at 11:59 EST) If you prefer just to purchase a … [Read more...]

3 Reasons Why We Kissed Budgeting Goodbye

Yes, I am the author of The Secret to a Successful Budget. Yes, in that book I said, "[the budget is] an essential component of any healthy financial plan." Yes, I also said, "If I had to identify one financial habit that helped us become debt-free, it would be the budget." Yes, I did mention, "For almost seven years now we've kept a budget - even now that we are debt-free. And we still … [Read more...]

Buy Select Financial Software and Get The Secret to a Successful Budget Free

This promotion has expired as of January 10th, 2011. For the next two weeks, I’m going to give you an extra incentive to get your financial life in order. Here’s the promo:  between December 27th and January 10th, if you purchase a personal finance software, you’ll get my eBook, The Secret to a Successful Budget, for free! Eligible Financial Software Products: Moneydance (yes, this can … [Read more...]

Purchase The Secret to a Successful Budget Today and Save 30%

Just a quick note to let everyone know that the special launch price for my eBook is increasing today.  Purchase The Secret to a Successful Budget today, and you will save 30%. The cost of the book will increase at midnight tonight (EST). To my regular readers, I want to apologize that over the last 10 days I haven’t written about anything other than budgeting and my budget book.  … [Read more...]

The Secret to a Successful Budget: Reviews Roundup

As I’m sure you noticed on the sales page for The Secret to a Successful Budget, I have a lot of positive things to say about MY book.  Not surprisingly, I like the book.  Well, it turns out it’s not just me. I’ve pulled together some of the reviews of the eBook from other websites.  I want to give you a taste of what others are saying about the book and direct you to some outside resources you … [Read more...]

Start a Budget and Open the Door to a Debt Free Life

While I’ve made my fair share of financial mistakes and missteps, by the grace of God, our family has also made a few wise decisions. Right now my wife and I are positioning ourselves to pay off our house in less than 6 months.  We’ve done this while my wife has stayed home (for the last five years), and we’ve lived on less than $50,000 annual household income.  Oh, and we didn’t miss out on of … [Read more...]